Hannah Smith

Editor, Personal Loans
  • 2
    Years at Bankrate
  • 5
    Years of experience
Ribbon EXPERTISE
  • Personal loans
  • Student loans
  • Data analysis
Education EDUCATION
  • Bachelor of Arts in English, Kennesaw State University
  • Master of Arts in English, North Carolina State University

 

Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.

Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.

Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.

Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.

— Hannah Smith

Hannah's Picks

5 MIN READ

Pros and cons of small dollar loans: What to know before applying

Know the pros and cons of small dollar loans before applying.

Man and woman preparing to hang wallpaper
6 MIN READ

Pros and cons of home improvement loans: Are they worth it?

Home improvement loans are worth it if you budget and plan carefully for payments.

Mother and baby with dog and dad looking on from background
7 MIN READ

Low-income loans: Personal loans for a tight budget

Low-income loans exist but great rates are rarer.

Man working on a computer while talking on the phone.
6 MIN READ

How to get a debt consolidation loan with bad credit

If you plan to get a personal loan with poor credit, take these steps.

Shot of a young man using his mobile phone while laying on his couch at home
7 MIN READ

How to qualify for competitive rates on low-interest personal loans

Here’s how to qualify for a low-interest personal loan.

7 MIN READ

What is an unsecured loan?

These loans don’t require collateral and typically charge higher interest rates.

Multiracial girl with her mother hugging, having fun in kitchen during home-office and homeschooling time.
4 MIN READ

Should I use a personal loan to pay for my child’s private school?

Here’s when to use a personal loan to pay for private school

Black couple, online banking and finance documents for bill payments at home.
7 MIN READ

What is a good credit personal loan? And how do you qualify for one?

A credit score of 670 or higher means you’re likely eligible for a good credit loan.

Hannah's latest articles