Follow Us: Google+
 
Bankrate.com

credit cards

9 questions before choosing a credit card

Pause to ask: Do you need this card?
Next
1 of 10
Pause to ask: Do you need this card?

It's exhilarating to slip a brand-new credit card into your wallet.

You can almost hear the call of the mall or feel the pull of that vacation you've been postponing for way too long.

However, use that new card in the wrong way -- or pick the wrong card for your needs -- and credit can quickly become debt. And debt can bring trouble, pressure and stress.

Before you fill out that application form, it pays to ask a few smart questions. Here are nine you want answered before you sign on the dotted line.


 

 

advertisement

Show Bankrate's community sharing policy
            Connect with us
Compare Credit Card Rates



advertisement
Most Read
  1. Nick Nolte's house for sale
  2. 8 eerie ghost towns
  3. 5 best markets for home values
  4. What does a kitchen remodel entail?
  5. Don't sell a smelly house
  6. Headlight requirements by state
  7. 9 gas-only, fuel-efficient cars
  8. 8 affordable, classic cars for retirees
  9. 5 car models that lose value
  10. Top 10 states for foreclosure
Credit Card Averages
Product Rate
Balance Transfer Cards 15.92%
Cash Back Cards 16.34%
Low Interest Cards 11.01%
Rewards Cards 15.80%
Compare rates:
 

A little research could save you BIG on interest.

Don't have time? Our rate-tracker tool saves you time and money. Delivered Thursdays.
 
advertisement
Plastic Jungle, a gift card exchange site, said it's no longer buying or selling gift cards on its website.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.