Chase launched a co-branded Mastercard credit card with DoorDash, one of the most popular meal delivery services in the U.S.

The DoorDash Rewards Mastercard® offers cash back rewards on DoorDash orders, plus grocery and restaurant food spending (both online and in-person). And there’s no annual fee.

This is the first DoorDash-branded credit card on the market, but Chase cardholders may already be familiar with rewards for delivery services. In July 2022, the issuer launched the Instacart Mastercard®, a no-annual-fee cash back card offering rewards on Instacart purchases and membership perks, and eligible Chase cash back and rewards card holders can already earn partner benefits with DoorDash and Instacart, among others.

But if you’re a frequent DoorDash user, this card may bring high value to your spending long-term.

“We’re excited to offer people who love DoorDash a compelling card that enables all their purchases to earn cash back toward future DoorDash orders,” said Ed Olebe, Chase’s president of co-brand cards, in a press release for the launch.

DoorDash Rewards Mastercard card details

Here’s a look at everything you can expect from the DoorDash Rewards Mastercard, from ongoing rewards to DoorDash perks and general card benefits.

Cash back rewards

To start, you can earn the following rewards rates on purchases with the DoorDash Rewards Mastercard:

  • 4 percent cash back on DoorDash and Caviar orders from merchants on DoorDash
  • 3 percent back on dining directly purchased from a restaurant (in-store and online)
  • 2 percent back on grocery stores (in-store and online)
  • 1 percent back on all other non-category purchases

Cash back redemption options include a statement credit or direct deposit to your bank account, gift cards and the ability to pay for a portion or all of your DoorDash or Caviar order.

First-year welcome bonus and anniversary perks

The card comes with a free year of DoorDash DashPass (worth $96). DashPass membership includes unlimited $0 delivery fees, lower service fees on eligible orders, 5 percent back in DoorDash credits when you pick up your order and more.

This sign-up bonus could be compared with offers from other no-annual-fee cash back cards like the Chase Freedom Flex℠. However, the Freedom Flex features a higher $200 cash bonus after spending $500 within the first three months.

After that first-year DashPass deal, you can extend your free DashPass membership each anniversary year when you spend at least $10,000 with your DoorDash Rewards Mastercard. Note, though, if you don’t hit the spending requirement for complementary DashPass extension, you’ll automatically be enrolled for another year of membership at the then-current price. You do have the option to cancel at any time.

Additional DoorDash benefits

As a cardholder, you also receive $25 off ($50 total) the first two nationwide shipping orders you make of at least $100. This perk is valid through Dec. 31, 2023 (other terms apply).

Through Dec. 31, 2023, you’ll get 10 percent off your first DashMart order each month of $35 or more (up to $15 per order). This offer applies to groceries, alcohol and convenience purchases through DashMart on DoorDash.

General card benefits

On top of card-specific benefits, the DoorDash Rewards Mastercard is a World Elite Mastercard, meaning you’ll have access to the highest level of Mastercard benefits.

This includes perks like complimentary concierge service, Lyft credits and a monthly $5 credit off your first DoorDash order with DashPass membership (DoorDash credit perk valid through Sept. 30, 2023).

There are also a few added travel and purchase protection benefits from Chase, including an auto rental collision damage waiver, trip cancellation and interruption, no foreign transaction fees, purchase protection and extended warranty coverage.

Is the DoorDash Rewards Mastercard worth it?

The DoorDash Rewards Mastercard isn’t the first Chase card to offer food delivery perks on DoorDash orders, given the long-standing partnership between the issuer and online food delivery platform.

The Chase Sapphire Reserve® and Chase Sapphire Preferred® Card both currently feature complimentary DashPass membership for 12 months when you activate by Dec. 31, 2024, plus rewards on eligible delivery services.

Further, the Chase Freedom Unlimited®*, Chase Freedom Flex℠, Chase Slate Edge℠ and Chase Freedom® Student credit card* offer complimentary DashPass membership for three months, with the same qualifying activation date. And there are even a few other co-branded Chase cards offering DashPass perks.

Outside of Chase and DoorDash specifically, other card issuers and partner online food delivery services offer exceptional rewards and membership perks. In November 2022, Capital One partnered with Uber to offer 10 percent cash back on both Uber and Uber Eats purchases on cards like the Capital One Savor Cash Rewards Credit Card* and Capital One SavorOne Cash Rewards Credit Card. Select Capital One cards offer complimentary Uber One membership for up to two years, when activated by Nov. 14, 2024, as well.

There are also cards like the American Express® Gold Card, which offers 4X points on Uber Eats purchases and up to $120 in annual Uber Cash ($10 in Uber Cash monthly), or The Platinum Card® from American Express, which gets you up to $200 in Uber Cash for rides and delivery each year ($15 per month, plus an additional $20 in December).

The DoorDash Rewards Mastercard, though, is the only card currently offering ongoing rewards on DoorDash orders. If you’re a DoorDash loyalist, the DoorDash Rewards Mastercard can provide solid rewards on DoorDash and other food-related purchases.

Say, for example, you’re already a DashPass member, and you spend $100 each week buying meals through the service, plus another $50 eating out. Not only can you save on the $96 membership fee, but you’ll earn a total of $260 in cash back rewards on these categories alone over the first year.

However, if you tend to order from a variety of online food delivery services — or if you prefer dining in or ordering takeout from restaurants — there are plenty of top credit cards for restaurants to consider that offer comparable (and even better) rewards on those purchases. In the end, it comes down to your preferences, additional perks you’re looking to get out of your card and the annual fee you’re willing to pay.

*The information about the Chase Freedom® Student credit card, Chase Freedom Unlimited® and Capital One Savor Cash Rewards Credit Card has been collected independently by The card details have not been reviewed or approved by the card issuer.