Should you handle debt or build an emergency fund first?
Learn when to pay down debt first and when to prioritize your emergency savings.
5 min read
May 05, 2025
Cindy Perman
Editor
Cindy Perman is a contributing editor for Bankrate. Previously, she was a news editor and writer for CNBC and WSJ.com. Cindy is the author of the book “New York Curiosities.” Cindy was on the Society for Advancing Business Editing and Writing (SABEW) board of governors for five years from 2018-2023.
Cindy's latest articles
-
-
Can you tackle debt relief on your own?
Learn how to manage debt on your own — and when to consider other options.
5 min read May 05, 2025 -
Strategies for savings accounts over $25,000
If you have over $25,000 in your savings account, consider these strategies.
4 min read Apr 18, 2025 -
How to save money fast: 25 ways
These simple moves can help you build a cash cushion.
7 min read Apr 10, 2025 -
How to maximize your business savings potential with Live Oak
You’ve mapped out your business strategy. You know your growth goals, revenue targets, and the investments that will take your company to the next level. But do you have a business savings strategy? [...]
5 min read Apr 07, 2025 -
10 best money-making apps in 2025
Look for ways to earn money simply by browsing on your phone.
11 min read Apr 01, 2025 -
Why do high-yield savings account rates fluctuate?
High-yield savings rates fluctuate over time. Let’s explore what causes that.
3 min read Mar 31, 2025 -
Combating the racial wealth gap: 9 money moves to secure your financial future
These longer-run challenges make saving and investing all the harder.
13 min read Feb 27, 2025