Best credit card rewards programs in 2025
Read Bankrate’s list of the best credit card rewards programs for 2025.
Brooklyn Lowery is a Senior Editor on the Bankrate credit cards team. She has more than 20 years of journalism experience and has spent the past decade helping everyday consumers approach their credit cards and personal finance decisions with confidence.
Brooklyn brings more than 20 years of journalism experience to her role, including writing, editing and creating multimedia content on a wide variety of topics including human interest pieces to government/political news and more. Prior to Bankrate, she spent more than seven years as editor of CardRatings where she developed a deep passion for all things credit cards rewards and personal finance education. She has provided expert commentary on credit cards, card rewards and personal finance for numerous outlets including The Wall Street Journal, Kiplinger, Forbes and many others.
Brooklyn lives in Indianapolis with her family. In her spare time, she enjoys dreaming of and planning her family’s next rewards travel adventure, playing with her two kids, taking nightly walks, tending her plants (indoors and out) or exploring the city with her husband. She’s a 2004 graduate of Auburn University and remains an avid Auburn Tigers fan as well as a diehard Boston Red Sox devotee.
Using a balance transfer as an interest free loan so I could complete a kitchen remodel. Taking my family on fantastic vacations for free or much less than the cash value. Knowing my credit profile is strong and I have access to the best financial opportunities and terms. These and more are reasons I’m passionate about helping consumers understand how to build credit and use credit cards responsibly so they can truly go to work for you.
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Credit cards can be a powerful part of a healthy financial journey, but a lot of myth and plain bad advise swirls around them. I want to cut through that noise, demystify credit cards and give people the knowledge to confidently make the right credit card decisions for the lives.
— Brooklyn Lowery
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Each quarter, you can pick two categories from a list of 12 to earn 5 percent cash back in on up to $2,000 in combined purchases per quarter, making it a truly custom rewards plan.
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