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Mortgage rates history | 1985-2012

This chart shows trends of the national average mortgage rates on 30-year fixed mortgages, 15-year fixed mortgages and 1-year ARMs since 1985, according to Bankrate's weekly survey on interest rates.

Mortgage rates history

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.98% 4.06%
15 yr fixed mtg
3.09% 3.19%
5/1 ARM
2.85% 2.83%
30 yr fixed mtg refi
3.97% 4.05%
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