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Interest rates: credit unions vs. banks

Interest rates: credit unions vs. banks*
Credit unions Banks Thrifts
30-year fixed mortgage 3.93% 3.95% 3.94%
$30,000 HELOC 3.90% 5.92% 3.71%
1-year CD 0.51% 0.10% 0.43%

 

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30 yr fixed mtg 4.01%
48 month new car loan 3.02%
1 yr CD 0.70%
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