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Click here to check the mortgage refi rates in your state
Overnight Averages*
Today
+/-
Last Week
30 yr fixed mtg refi
5.14%
5.18%
20 yr fixed mtg refi
5.22%
5.27%
15 yr fixed mtg refi
4.61%
4.69%
10 yr fixed mtg refi
4.40%
4.41%
30 yr jumbo fixed mtg refi
5.90%
5.89%
15 yr jumbo fixed mtg refi
5.29%
5.31%
1 yr ARM refi
3.82%
3.84%
3/1 ARM refi
4.51%
4.53%
3/1 ARM refi (interest only)
5.00%
5.03%
5/1 ARM refi
4.12%
4.18%
5/1 ARM refi (interest only)
4.13%
4.16%
7/1 ARM refi
4.49%
4.55%
7/1 ARM refi (interest only)
4.62%
4.36%
10/1 ARM refi
4.83%
4.59%
1 yr jumbo ARM refi
4.04%
4.04%
3/1 jumbo ARM refi
4.45%
4.52%
3/1 jumbo ARM refi (interest only)
4.46%
4.55%
5/1 jumbo ARM refi
4.63%
4.63%
5/1 jumbo ARM refi (interest only)
4.82%
4.91%
7/1 jumbo ARM refi
4.98%
5.06%
7/1 jumbo ARM refi (interest only)
5.00%
5.01%
30 yr FHA mtg refi
5.08%
5.15%
See more overnight averages
For criteria used in surveys for rates above,
click here
.
How we get rate averages
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Refinance
News
•
Weekly survey: Mortgage rates stay flat
--
With no economic news to nudge them, rates remain in a narrow range.
PLUS:
Average rates and points in top 10 markets
•
Mortgage Rate Trend Index
•
Why your mortgage may cost more
The rate you're initially quoted assumes you're a plain-vanilla borrower.
•
Pros and cons of biweekly mortgage payments
Setup costs can make them an expensive alternative.
More
Understanding Bankrate's rate averages
