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Click here to check the mortgage refi rates in your state
Overnight Averages*
Today
+/-
Last Week
30 yr fixed mtg refi
3.58%
3.50%
20 yr fixed mtg refi
3.56%
3.50%
15 yr fixed mtg refi
2.73%
2.70%
10 yr fixed mtg refi
2.81%
2.78%
30 yr jumbo fixed mtg refi
3.92%
3.88%
15 yr jumbo fixed mtg refi
3.36%
3.33%
1 yr ARM refi
2.70%
2.70%
3/1 ARM refi
2.54%
2.57%
3/1 ARM refi (interest only)
2.70%
2.75%
5/1 ARM refi
2.55%
2.57%
5/1 ARM refi (interest only)
2.77%
2.77%
7/1 ARM refi
2.76%
2.76%
7/1 ARM refi (interest only)
2.87%
2.86%
10/1 ARM refi
3.59%
3.63%
1 yr jumbo ARM refi
2.31%
2.31%
3/1 jumbo ARM refi
2.47%
2.47%
3/1 jumbo ARM refi (interest only)
2.59%
2.62%
5/1 jumbo ARM refi
2.75%
2.79%
5/1 jumbo ARM refi (interest only)
3.11%
3.13%
7/1 jumbo ARM refi
3.04%
3.02%
7/1 jumbo ARM refi (interest only)
3.03%
3.17%
30 yr FHA mtg refi
3.33%
3.24%
See more overnight averages
For criteria used in surveys for rates above,
click here
.
How we get rate averages
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Refinance
News
•
Weekly survey: Mortgage rates stay flat
--
With no economic news to nudge them, rates remain in a narrow range.
PLUS:
Average rates and points in top 10 markets
•
Mortgage Rate Trend Index
•
Why your mortgage may cost more
The rate you're initially quoted assumes you're a plain-vanilla borrower.
•
Pros and cons of biweekly mortgage payments
Setup costs can make them an expensive alternative.
More
Understanding Bankrate's rate averages
