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Average mortgage rates and points in the top 10 markets
Fixed 15-year
Fixed 30-year
5-year ARM
Market
Rate
Points
Rate
Points
Rate
Points
New York Metro
4.63
0.14
5.28
0.29
5.01
0.20
Los Angeles
5.51
0.03
5.96
0.13
4.48
0.10
Chicago
4.68
0.14
5.34
0.11
5.19
0.11
San Francisco
5.03
0.03
5.60
0.24
4.33
0.21
Philadelphia
4.58
0.09
5.23
0.20
4.64
0.46
Detroit
4.53
0.31
5.21
0.25
4.56
0.21
Boston
4.57
0.18
5.25
0.20
4.70
0.08
Houston
4.53
0.38
5.22
0.47
4.25
0.04
Dallas
4.49
0.56
5.19
0.61
4.56
0.52
DC Metro
4.48
0.62
5.15
0.69
4.09
0.70
Brm National Index
4.72
0.24
5.35
0.31
4.64
0.29
Average mortgage rates and points as of survey date 11/4/2009. This data comes from the Wednesday survey of the largest institutions in the country.
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Mortgages
Compare today's rates
NATIONAL OVERNIGHT AVERAGES
30 yr fixed mtg
5.02%
15 yr fixed mtg
4.49%
5/1 ARM
4.19%
Rates may include points
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Understanding Bankrate's rate averages
