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Many travelers have discovered that Airbnbs and VRBOs offer great ways to save money and enjoy the comforts of home while visiting another city or country. When you book an Airbnb or a VRBO, you have the freedom to cook your own meals, let your kids run around in the back yard and experience a neighborhood from the perspective of a guest, not a tourist.
But some travelers might not realize that they can also earn credit card rewards on Airbnb and VRBO bookings.
Which credit cards are best for Airbnb? Which credit cards are best for VRBO? We’re here to help you figure it all out. Here’s how you can save even more money on your next Airbnb or VRBO stay by choosing a credit card that earns points or miles for booking a home away from home.
Maximize your Airbnb and VRBO rewards with the best travel credit cards
All Airbnbs and many VRBOs count as travel purchases, which means that the best way to earn rewards from your Airbnb and VRBO stays is to use one of the best travel credit cards.
Here are three top choices to get you started:
Wells Fargo Propel American Express® card
The Wells Fargo Propel American Express® card earns 3 points per dollar on all travel purchases, including homestays. You’ll also earn 3 points per dollar on restaurants, gas stations, transit and rideshares, making this an extremely valuable card to take with you on your next trip. Use our Go Far Rewards guide to learn how to redeem your rewards for maximum value.
Capital One® Venture® Rewards Credit Card
The Capital One® Venture® Rewards Credit Card earns high marks on our list of best travel cards for 2019. It earns 2 miles per dollar on travel purchases and 10 miles per dollar on hotels booked and paid for through hotels.com/venture (runs through January 2020). This means you’ll earn more rewards if you book a hotel instead of an Airbnb, but you’ll still get a respectable 2 miles per dollar on Airbnb and VRBO. Read our traveler’s guide to Capital One Miles to learn how to redeem those rewards.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card also earns 2 points per dollar on travel purchases, but you can increase the value of those points by 25% when you redeem them for travel through Chase Ultimate Rewards®. This makes the Chase Sapphire Preferred a great option for frequent travelers. Our guide to Chase Ultimate Rewards explains how you can maximize your points and save money on your next trip.
Propel, Venture and CSP Rewards Structure
|Wells Fargo Propel American Express® card||3 points per dollar on dining, travel and gas station purchases||1 point per dollar on all other purchases||20,000 bonus points when you spend $1,000 in the first 3 months of card ownership, equal to $200 in cash back||No annual fee|
|Capital One® Venture® Rewards Credit Card||2 miles per dollar on every purchase||10 miles per dollar on hotels purchased through hotels.com/venture (runs through Jan. 2020)||50,000 bonus miles when you spend $3,000 on purchases within 3 months from account opening, worth $500 in travel||No annual fee the first year, then $95|
|Chase Sapphire Preferred® Card||2 points per dollar on travel and dining at restaurants worldwide||1 point per dollar spent on all other purchases||60,000 bonus points when you spend $4,000 in the first 3 months, worth $750 toward travel when redeemed through Chase Ultimate Rewards||$95 annual fee|
Use Delta’s Airbnb booking portal to earn extra SkyMiles
If Delta is your preferred airline, you can earn extra SkyMiles® through Delta’s Airbnb booking portal. When you book an Airbnb rental through DeltaAirbnb.com, you’ll earn one SkyMile per dollar on every booking — no matter which credit card you use to make the purchase.
Make your booking with the Delta SkyMiles® Gold American Express Card or the Delta SkyMiles® Blue American Express Card, both of which made our list of best airline credit cards, and you’ll earn 1 additional SkyMile per dollar on your DeltaAirbnb.com purchases. That’s a total of 2 miles per dollar, which is similar to what you’ll earn with many of the top travel credit cards.
SkyMiles Rewards Structure
|Delta SkyMiles® Gold American Express Card||2 miles per dollar on all purchases made directly with Delta, at U.S. supermarkets and restaurants worldwide||SkyMiles Loyalty Program members earn an additional 5 SkyMiles per dollar on Delta airline tickets||1 mile per dollar on all other purchases||50,000 bonus miles when you make $2,000 in purchases in your first three months (offer expires 10/28/20)||Spend $10,000 in purchases on your Card in a calendar year and receive a $100 Delta Flight Credit||No annual fee the first year, then $99|
|Delta SkyMiles® Blue American Express Card||2 miles per dollar on all purchases made directly with Delta||2 miles per dollar at restaurants worldwide||1 mile per dollar on all other purchases||10,000 bonus miles when you make $500 in purchases in your first three months||No annual fee|
The bottom line
If you want to earn rewards on Airbnb and VRBO stays, pick a travel credit card that offers more than 1 point/mile per dollar on Airbnb and VRBO purchases. Most of the time, this means signing up for a top travel credit card. However, Delta airline credit cards are also good options, thanks to Delta’s unique Airbnb booking portal.