mortgage

Rhode Island closing costs

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Rhode Island closing costs
Origination fees charged by lenders$991
Third-party fees$1,093
Total$2,084
CityProvidence
Loan amount$200,000
Itemized origination fees charged by the lender
Origination points$592
Commitment fee$370
Document preparation$78
FundingN/A
Broker, originator or lender$858
Processing$882
Tax service$78
Underwriting$350
Itemized third-party fees
Appraisal$446
Attorney, closing or settlement$570
Credit report$25
Flood certification$10
Postage/courier$68
Survey$150

Bankrate.com surveyed up to 10 lenders in each state in March and April 2017 and obtained online Loan Estimates for a $200,000 mortgage to buy a single-family home with a 20 percent down payment in a large city. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals and credit reports. The survey excludes title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items. The itemized average fees do not total to the average fees because the lenders' charges vary. For example, not all lenders charge a document preparation fee.

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