Home equity loan rate graph
Interest Rate Roundup

Home Equity

  • 5.56% (line of credit)
  • 7.14% (loan)

Here’s a look at the state of home equity rates from Bankrate.com’s weekly national survey of large banks and thrifts conducted Jan. 26, 2011.

Loans based on home equity showed little movement in the last week. A standard home equity loan fell 1 basis point, to 7.14 percent.

The typical home equity line of credit, or HELOC, was unchanged at 5.56 percent.

A basis point is one-hundredth of 1 percentage point.

To find the best home equity loan rates in your area, check Bankrate’s interactive tool.

See all home equity loan rates content.

— Gregg Fields

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