cds

National CD rates for July 31, 2014

Interest Rate Roundup
Compare CD rates nationally and in your area.

CDs

  • 0.24% (1-year CD yields)
  • 0.79% (5-year CD yields)

Rates on certificates of deposit were mostly unchanged this week, according to Bankrate's latest survey of interest rates.

The average yield for a one-year CD inched up 1 basis point to 0.24 percent. A basis point is one-hundredth of 1 percent.

For the seventh straight week, the average five-year CD yield was 0.79 percent.

Rates for jumbo CDs, which require a $100,000 deposit, barely budged. The average one-year jumbo CD yield rose 1 basis point to 0.26 percent. The average five-year jumbo yield kept its place at 0.83 percent, where it has been for 11 weeks.

The average money market account yield stayed put at 0.11 percent for the 26th consecutive week.

 

 

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