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	Beef up your savings Sleep better at night knowing you have extra money tucked away for unplanned expenses. Dump savings bonds for greater return? Your worst savings strategy? Doing nothing 4 ways passbook savings aren't passe

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	Video: Saving for emergencies? How long would your savings last if you had an emergency? For most Americans, not very long. Infographic: Compound interest pays off Saving early is saving smart. Compound interest can help you build a retirement nest egg. Video: Who's got emergency savings? Are Americans actually placing their hard-earned cash into emergency savings? How to avoid dipping into your savings account If you often tap your savings account, try one of these tricks to become stingy again. Q&A: Savings tips from banking VIP Arkadi Kuhlmann, the chairman of ING Direct USA, explains why saving is important. Americans on brink of optimism in April In all but one category, Americans feel better about their finances than they have since 2010. Charts: Americans more optimistic than before Bankrate's survey reveals Americans' personal finance outlook in April. Savings account or CDs for my 90 grand? Sort out the advantages and disadvantages of stashing your cash in CDs vs. a savings account. How often is best for compounding interest? Learn why it makes a difference to have interest on your savings credited more frequently. 7 simple ways to save $2,000 in 2012 No need to make massive life changes to save money. Baby step your way to saving. Which segments of America feel financially secure? Our poll shows which Americans feel confident about their finances. Do you? Charts: Americans' views on economy are split Bankrate's charts reveal Americans' personal finance outlook in March. Down on the recovery? You might be a Republican This election year, our poll shows Democrats feel better about the economy than Republicans. What's the smart thing to do with my tax refund? There are many options for your tax refund. Should you spend it, invest it or squirrel it away? Savings bonds stuck in feud over inheritance Guidelines govern who inherits your grandparents' bonds, but it might be costly to redeem them. How to save money on text messaging in 2012 You don't have to make massive life changes to save money. In 2012, learn to save on texting. Save money on unused gift cards in 2012 You don't have to make massive changes to save money. Learn to save with unused gift cards. How to save money on groceries in 2012 You don't have to make massive life changes to save money. In 2012, learn to save on groceries. Save money on gym membership in 2012 You don't have to make massive life changes to save money. Learn to save on gym memberships. Save on insurance deductibles in 2012 You don't to make massive life changes to save money. Learn to save on gym memberships. Save money with Internet streaming in 2012 You don't have to make massive life changes to save money. In 2012, save with Internet streaming. Save money with promotional rates in 2012 You don't have to make massive life changes to save money. In 2012, save with promotional rates. What to do when unemployment runs out As the emergency fund dwindles, there are options for staying afloat while being unemployed. Boost savings before you prepay your mortgage With excess income, consider surprise emergencies before prepaying your home loan. Are savings bonds the best to save for college? Savings bonds aren't earning much compared to rising college costs. Try this option, instead. 12 smart savings tips that yield return in 2012 Building savings for the future has gotten more costly. Put more money away with these tips. 41 percent less comfortable with savings Some 41 percent of Americans report feeling less comfortable about their savings. 24 percent of Americans say net worth is higher About 1 in 4 Americans (24 percent) say their net worth is higher this year versus a year ago. Overall financial situation worse for 28 percent Seven out of 10 Americans say their financial situation is better or about the same as last year. Beat low interest rates on your savings account Interest rates on savings are likely to remain low. These are your choices for a better return. Best place to park short-term savings If your rainy day is three years away, consider a short-term bond fund. Americans more upbeat about personal finances More Americans express optimism about their personal finances in Bankrate's most recent poll. Americans claim to be on top of their finances Bankrate's poll reveals nearly half of Americans review their finances six or more times a year. Americans more sanguine about personal finances The Financial Security Index rose to its highest level since June. Job fears push down Financial Security Index Low levels of job security dragged down Bankrate's index in November's survey. Swap out those long-lost savings bonds If you can't find bonds from years ago, have them reissued. It's worth the earnings. 5 ways to escape low-yield checking Unhappy with low interest rates on your checking account? Here are some options for your money. Are Christmas club accounts still a good idea? These pastime holiday savings accounts are seeing growth. But are they the best way to save? A free economy doesn't come free Having strong economic leaders tomorrow will take investment in financial education today. Job security Seventeen percent of Americans feel more job security now, up from 13 percent last month. Savings Some 14 percent of Americans report feeling more comfortable about their savings than last year. Overall financial situation Seven out of 10 Americans say their financial situation is better or about the same as last year. Americans downtrodden about personal finances Bankrate's Financial Security Index fell from last month, indicating Americans are still nervous. CDs or savings? Know risks before choosing To boost return, go with CDs. But first consider the risk of locking in your money before investing. Savings For the second month in a row, only 11 percent of Americans are more comfortable with their savings. Overall financial situation Just 20 percent of Americans feel their overall financial situation is better now than a year ago.

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Interest Checking average
0.51%

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Savings Overnight Averages

Product	Yield	+/-	Last week
MMA	0.48%		0.49%
$10K MMA	0.47%		0.48%
MMA jumbo	0.61%		0.62%
Interest checking	0.51%		0.51%

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Savings

Beef up your savings

Recent savings stories