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	Savings bonds stuck in inheritance feud Guidelines govern who inherits your grandparents' bonds, but it might be costly to redeem them. 7 simple ways to save money in 2012 Save money on texting Save money on unused gift cards

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	How to save money on groceries in 2012 You don't have to make massive life changes to save money. In 2012, learn to save on groceries. Save money on gym membership in 2012 You don't have to make massive life changes to save money. Learn to save on gym memberships. Save on insurance deductibles in 2012 You don't to make massive life changes to save money. Learn to save on gym memberships. Save money with Internet streaming in 2012 You don't have to make massive life changes to save money. In 2012, save with Internet streaming. Save money with promotional rates in 2012 You don't have to make massive life changes to save money. In 2012, save with promotional rates. What to do when unemployment runs out As the emergency fund dwindles, there are options for staying afloat while being unemployed. Boost savings before you prepay your mortgage With excess income, consider surprise emergencies before prepaying your home loan. Are savings bonds the best to save for college? Savings bonds aren't earning much compared to rising college costs. Try this option, instead. 12 smart savings tips that yield return in 2012 Building savings for the future has gotten more costly. Put more money away with these tips. 41 percent less comfortable with savings Some 41 percent of Americans report feeling less comfortable about their savings. 24 percent of Americans say net worth is higher About 1 in 4 Americans (24 percent) say their net worth is higher this year versus a year ago. Overall financial situation worse for 28 percent Seven out of 10 Americans say their financial situation is better or about the same as last year. Best place to park short-term savings If your rainy day is three years away, consider a short-term bond fund. Beat low interest rates on your savings account Interest rates on savings are likely to remain low. These are your choices for a better return. Americans more upbeat about personal finances More Americans express optimism about their personal finances in Bankrate's most recent poll. Americans claim to be on top of their finances Bankrate's poll reveals nearly half of Americans review their finances six or more times a year. Americans more sanguine about personal finances The Financial Security Index rose to its highest level since June. How to avoid dipping into your savings account If you often tap your savings account, try one of these tricks to become stingy again. Job fears push down Financial Security Index Low levels of job security dragged down Bankrate's index in November's survey. Swap out those long-lost savings bonds If you can't find bonds from years ago, have them reissued. It's worth the earnings. Your worst savings strategy? Doing nothing Even in today's low-yield world, you must be diligent in finding the best rates on savings. 5 ways to escape low-yield checking Unhappy with low interest rates on your checking account? Here are some options for your money. Are Christmas club accounts still a good idea? These pastime holiday savings accounts are seeing growth. But are they the best way to save? A free economy doesn't come free Having strong economic leaders tomorrow will take investment in financial education today. Job security Seventeen percent of Americans feel more job security now, up from 13 percent last month. Savings Some 14 percent of Americans report feeling more comfortable about their savings than last year. Overall financial situation Seven out of 10 Americans say their financial situation is better or about the same as last year. Americans downtrodden about personal finances Bankrate's Financial Security Index fell from last month, indicating Americans are still nervous. CDs or savings? Know risks before choosing To boost return, go with CDs. But first consider the risk of locking in your money before investing. Savings For the second month in a row, only 11 percent of Americans are more comfortable with their savings. Overall financial situation Just 20 percent of Americans feel their overall financial situation is better now than a year ago. 4 questions for money market fund shoppers High money market fund fees can ding low yields. This checklist will help you manage them. Price war: How to fend off food inflation The cost of groceries is on the rise. Here's how you can fight the uptick in prices. 5 ways to save on gas in college Fuel costs don't have to break the bank. Here are five ways to save money on gas. Dump savings bonds to net a greater return? It's tempting to dump lowly bonds for a better return. First consider that other "R" word -- risk. Savings Just 11 percent of Americans are more comfortable with their savings versus a year ago, a new low. Overall financial situation Just 17 percent of Americans feel their overall financial situation is better now than a year ago. Couples' cash: managing money and marriage Money fights are a major reason couples split up. Try these tips to avoid a blowup. Are money market savings right for you? Considering a money market savings account? Ask these three questions before jumping in. 3 ways to accelerate your savings If you're looking to reach your financial goals faster, these tips could speed up your savings pace. Savings Nearly half of Americans feel less comfortable about their savings than they did a year ago. Cash in EE bonds as US debt crisis looms? There's no reason to hold on to matured EE bonds. Their best days are behind them. Don't trade your I bonds for EE bonds If you're looking for the best return, Series I bonds offer more bang for your buck. When do savings bonds stop paying interest? Savings bonds stop paying interest at maturity, but the owner still must pay income taxes. What to do with Series E savings bonds? Once you decide to cash in bonds that stopped earning interest, here's how to figure tax. Cash in family's bonds? They're not yours You can't cash in your daughter's and grandson's bonds. Those were gifts, remember?