personal loans

The top 9 reasons to apply for a personal loan

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Common reasons to take a personal loan
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By Jean Chatzky

Common reason to take a personal loan | shapecharge/E+/Getty Images

Common reasons to take out a personal loan

Personal loans aren't cheap, but they can be easy and fast to get compared with other types of financing. And the loan, typically $5,000 to $35,000, can be used for an almost unlimited list of needs, wants, goals and dreams.

With those advantages in mind, here are 9 of the most common reasons to take out a personal loan.

RATE SEARCH: Customize your personal loan rates today.

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Don't be seduced by this debt plan

Dear Debt Adviser, I have about $50,000 of debt on credit cards. My credit rating is still high. I am thinking about a debt consolidation loan. Will that adversely affect my credit rating? -- DT Dear DT, The cliche... Read more

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