Retirement
Retirement

Traditional 401(k) or Roth 401(k) calculator

Calculate your earnings and more

A 401(k) can be an effective retirement tool. As of January 2006, there is a new type of 401(k) -- the Roth 401(k). The Roth 401(k) allows contributions to a 401(k) account on an after-tax basis -- with no taxes on qualifying distributions when the money is withdrawn. For some investors, this could prove to be a better option than the traditional 401(k), where deposits are made on a pre-tax basis but are subject to taxes when the money is withdrawn. Use this 401(k) or Roth calculator to help determine the best option for retirement.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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