Retirement
Retirement

401(k) spend it or save it calculator

Calculate your earnings and more

There are several ways to manage your 401(k) balance when you leave an employer. The most fundamental of which is: Should you spend it or save it? Depending on your age and tax bracket, making the wrong decision can cost you thousands of dollars in taxes and lost earnings. This calculator helps illustrate the difference.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
          Connect with us
MORTGAGE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed 4.25%  0.18 4.43%
15 year fixed 3.21%  0.04 3.17%
5/1 ARM 3.56%  0.35 3.21%
 
View Rates in your area Next
Product Rate Change Last week
30K FICO-based HELOC 4.35%  0.01 4.34%
50K FICO-based HELOC 4.06% --0.00 4.06%
100K FICO-based HELOC 3.91%  0.02 3.93%
 
View Rates in your area Next
Product Rate Change Last week
60 month used car loan 2.69% --0.00 2.69%
48 month used car loan 2.92% --0.00 2.92%
60 month new car loan 3.18%  0.01 3.17%
 
View Rates in your area Next
Product Rate Change Last week
1 Year CD 0.91%  0.01 0.90%
2 Year CD 1.10% --0.00 1.10%
5 Year CD 1.77%  0.04 1.81%
 
View Rates in your area Next
Product Rate Change Last week
Balance Transfer Cards 15.70%  0.02 15.72%
Cash Back Cards 16.40% --0.00 16.40%
Low Interest Cards 10.86% --0.00 10.86%
 
Next
advertisement
advertisement
Partner Center
advertisement
Sign up for Bankrate's CD rate alerts!

Rather watch TV than CD rates?

We'll notify you when rates hit your target.


Connect with us