401(k) spend it or save it calculator
Calculate your earnings and more
There are several ways to manage your 401(k) balance when you leave an employer. The most fundamental of which is: Should you spend it or save it? Depending on your age and tax bracket, making the wrong decision can cost you thousands of dollars in taxes and lost earnings. This calculator helps illustrate the difference.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.