Passbook and statement savings rates from Bankrate.com

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INSTITUTIONS	Passbook 04/15/2009		Statement 04/15/2009
	Rate	APY	Rate	APY
Total Bank Average	0.21	0.21	0.12	0.12
Total Thrift Average	0.46	0.46	0.47	0.48
National Average	0.35	0.35	0.30	0.30

New York Metro
Bank of America	N/A	N/A	0.20	0.20
Chase Bank	N/A	N/A	0.01	0.01
Citibank	0.25	0.25	0.25	0.25
HSBC Bank USA, N.A.	N/A	N/A	0.05	0.05
Wachovia Bank	N/A	N/A	0.05	0.05
New York Metro Bank Average	0.25	0.25	0.11	0.11
Astoria Federal S&LA	0.40	0.40	0.40	0.40
Emigrant Savings Bank	1.00	1.00	1.00	1.00
Hudson City Svgs Bk	0.74	0.75	0.74	0.75
Queens County Svgs Bk	0.30	0.30	0.30	0.30
Sovereign Bank	0.15	0.15	0.20	0.20
New York Metro Thrift Average	0.52	0.52	0.53	0.53
New York Metro Average	0.38	0.39	0.32	0.32

Los Angeles
Bank of America	N/A	N/A	0.20	0.20
Citibank	0.25	0.25	0.25	0.25
Union Bank of California, NA	N/A	N/A	0.05	0.05
Washington Mutual Bank	N/A	N/A	0.01	0.01
Wells Fargo Bank	N/A	N/A	0.05	0.05
Los Angeles Bank Average	0.25	0.25	0.11	0.11
First Federal Bank of California	N/A	N/A	1.00	1.01
First Republic Bank	0.40	0.40	0.40	0.40
Fullerton Community Bank, FSB	N/A	N/A	0.25	0.25
La Jolla Bank, FSB	1.98	2.00	1.98	2.00
Malaga Bank F.S.B.	0.25	0.25	0.25	0.25
Los Angeles Thrift Average	0.88	0.88	0.78	0.78
Los Angeles Average	0.56	0.57	0.44	0.45

Chicago
Bank of America	N/A	N/A	0.20	0.20
Chase Bank	N/A	N/A	0.01	0.01
Harris N.A.	N/A	N/A	0.05	0.05
National City Bank	0.15	0.15	0.10	0.10
Northern Trust Co	N/A	N/A	0.30	0.30
Chicago Bank Average	0.15	0.15	0.13	0.13
BankFinancial	0.50	0.50	0.50	0.50
Citizens Financial Bank	0.15	0.15	0.15	0.15
First Savings Bank of Hegewisch	0.10	0.10	0.10	0.10
Liberty Bank for Savings	0.10	0.10	0.10	0.10
Lisle Savings Bank	0.50	0.50	0.50	0.50
Chicago Thrift Average	0.27	0.27	0.27	0.27
Chicago Average	0.21	0.21	0.20	0.20

San Francisco
Bank of America	N/A	N/A	0.20	0.20
Bank of the West	0.25	0.25	0.25	0.25
Citibank	0.25	0.25	0.25	0.25
Washington Mutual Bank	N/A	N/A	0.01	0.01
Wells Fargo Bank	N/A	N/A	0.05	0.05
San Francisco Bank Average	0.25	0.25	0.15	0.15
First Republic Bank	0.40	0.40	0.40	0.40
Gateway Bank, FSB	0.50	0.50	0.50	0.50
Guaranty Bank	N/A	N/A	0.20	0.20
Luther Burbank Savings	N/A	N/A	1.47	1.50
Sterling Bank and Trust	N/A	N/A	1.00	1.00
San Francisco Thrift Average	0.45	0.45	0.71	0.72
San Francisco Average	0.35	0.35	0.43	0.44

Philadelphia
Bank of America	N/A	N/A	0.20	0.20
Chase Bank	N/A	N/A	0.01	0.01
PNC Bank	N/A	N/A	0.10	0.10
TD Bank, NA	0.25	0.25	0.25	0.25
Wachovia Bank	N/A	N/A	0.05	0.05
Philadelphia Bank Average	0.25	0.25	0.12	0.12
Beneficial Bank	0.25	0.25	0.50	0.50
Citizens Bank	0.20	0.20	0.10	0.10
Firstrust Bank	0.10	0.10	0.10	0.10
Sovereign Bank	0.15	0.15	0.20	0.20
WSFS Bank	N/A	N/A	0.10	0.10
Philadelphia Thrift Average	0.18	0.18	0.20	0.20
Philadelphia Average	0.21	0.21	0.16	0.16

Detroit
Bank of America	N/A	N/A	0.20	0.20
Charter One Bank	N/A	N/A	0.10	0.10
Chase Bank	N/A	N/A	0.01	0.01
Comerica Bank	N/A	N/A	0.10	0.10
National City Bank	N/A	N/A	0.10	0.10
Detroit Bank Average	N/A	N/A	0.10	0.10
Citizens First Savings Bank	N/A	N/A	0.16	0.16
Dearborn Federal Svgs Bk	1.00	1.00	1.00	1.00
First Place Bank	0.40	0.40	0.40	0.40
Flagstar Bank	N/A	N/A	0.30	0.30
Northern Trust Bank, FSB	N/A	N/A	0.30	0.30
Detroit Thrift Average	0.70	0.70	0.43	0.43
Detroit Average	0.70	0.70	0.27	0.27

Boston
Bank of America	N/A	N/A	0.20	0.20
Century Bank	0.05	0.05	0.05	0.05
Citizens Bank of MA	0.20	0.20	0.10	0.10
Rockland Trust Company	0.20	0.20	0.20	0.20
TD Bank, NA	0.10	0.10	0.10	0.10
Boston Bank Average	0.14	0.14	0.13	0.13
Cambridge Savings Bank	0.25	0.25	0.25	0.25
Eastern Bank	0.25	0.25	0.25	0.25
Middlesex Savings Bank	0.25	0.25	0.25	0.25
Salem Five	N/A	N/A	0.10	0.10
Sovereign Bank	0.15	0.15	0.20	0.20
Boston Thrift Average	0.23	0.23	0.21	0.21
Boston Average	0.18	0.18	0.17	0.17

Houston
Amegy Bank	N/A	N/A	0.25	0.25
Bank of America	N/A	N/A	0.20	0.20
Chase Bank	N/A	N/A	0.01	0.01
Compass Bank	N/A	N/A	0.10	0.10
Wells Fargo Bank	N/A	N/A	0.05	0.05
Houston Bank Average	N/A	N/A	0.12	0.12
Beal Bank	N/A	N/A	0.50	0.50
Guaranty Bank	N/A	N/A	0.20	0.20
Integrity Bank, SSB	N/A	N/A	0.75	0.75
Oasis Bank, SSB	N/A	N/A	0.35	0.35
Preferred Bank	N/A	N/A	0.50	0.50
Houston Thrift Average	N/A	N/A	0.46	0.46
Houston Average	N/A	N/A	0.29	0.29

Dallas
Bank of America	N/A	N/A	0.20	0.20
Chase Bank	N/A	N/A	0.01	0.01
Compass Bank	N/A	N/A	0.10	0.10
Wachovia Bank	N/A	N/A	0.05	0.05
Wells Fargo Bank	N/A	N/A	0.05	0.05
Dallas Bank Average	N/A	N/A	0.08	0.08
Beal Bank	N/A	N/A	0.50	0.50
Guaranty Bank	N/A	N/A	0.20	0.20
OmniAmerican Bank	N/A	N/A	0.10	0.10
Southwest Securities, FSB	N/A	N/A	0.15	0.15
ViewPoint Bank	N/A	N/A	0.50	0.50
Dallas Thrift Average	N/A	N/A	0.29	0.29
Dallas Average	N/A	N/A	0.19	0.19

DC Metro
Bank of America	N/A	N/A	0.20	0.20
BB&T	N/A	N/A	0.05	0.05
Capital One, NA	N/A	N/A	0.10	0.10
SunTrust Bank	N/A	N/A	0.15	0.15
Wachovia Bank	N/A	N/A	0.05	0.05
DC Metro Bank Average	N/A	N/A	0.11	0.11
Acacia Federal Savings Bank	N/A	N/A	1.49	1.50
American Bank	N/A	N/A	1.00	1.00
Chevy Chase Bank	N/A	N/A	0.10	0.10
E*TRADE Bank	N/A	N/A	1.44	1.45
Presidential Bank, FSB	N/A	N/A	0.25	0.25
DC Metro Thrift Average	N/A	N/A	0.86	0.86
DC Metro Average	N/A	N/A	0.48	0.49