frugal

7 simple ways to save money in 2012

Can you use an extra $2,000
Can you use an extra $2,000?

Could you use an extra $2,000? Save up to that amount -- or even more -- by making some small financial changes this year.

When you make minor modifications, you barely notice them, but by the end of the year, you could have more cash on hand because of the savings, says Andrea Woroch, a consumer adviser based in Santa Barbara, Calif.

She advises consumers to take a look at small expenses that tend to drain the budget and then determine how to reduce or eliminate them. "It makes you a smarter shopper," Woroch says.

Here are seven ways money experts say you can save money, give yourself a $2,000 raise and boost your cash cushion.


 

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