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If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
Mortgage rates drop in hopes of a Fed rate cut
This is the week that was for home equity rates.
Outside of the Federal Reserve building
The Federal Reserve just lowered interest rates for the first time in four years.
Women using digital tablet to check her finances at home office
For savers, here’s what to consider when the Fed lowers interest rates.
Image of Jerome Powell
Rate cuts usually help your budget. This time, the impact may be barely noticeable.
A couple looks over their financial paperwork with a calculator and their laptop open in front of them.
If you want to trim your 2025 tax bill, now is the time to take steps to reduce your taxable income.
Women using digital tablet to check her finances at home office
For savers, here’s what to consider when the Fed lowers interest rates.
Image of Jerome Powell
Rate cuts usually help your budget. This time, the impact may be barely noticeable.
Computer artwork of a businessman looking at giant, white piggy bank.
Get ahead of your savings by raising your rate by an amount you prefer. Here’s how.
Compare the best high-yield savings rates as of September 16, 2025.
Senate building in Washington DC
The Consumer Financial Protection Bureau — a main line of defense against unfair banking practices — has been dramatically scaled back under the Trump administration. In May 2025, Congress overturned [...]
Illustration of a US Federal Reserve ink stamp
Every financial decision you make is impacted by the Federal Reserve.
College students on graduation day, celebrating
Check out Bankrate’s savings picks to help you start off on a long financial future.
Couple looking at laptop while sitting on sofa at home
As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
Mortgage rates drop in hopes of a Fed rate cut
Couple walking in front of a home.
In today’s volatile rate environment, waiting a few weeks to apply for a mortgage cost save — or cost — you hundreds.
house over a white circle background with a trending up arrow
Three mortgage rate scenarios to watch following a likely Fed rate cut
A house on a stack of money
Mortgage rates drop in hopes of a Fed rate cut
Classic style new home exterior view with front porch and front door entrance.
The August jobs slowdown sets the stage for a Fed cut and brought mortgage rates to their lowest levels of the year.
Home and a money bag balancing on a scale
With a big Federal Reserve decision on the horizon, does it make sense to refinance your mortgage now, or wait?
A house on a sunny day
Bankrate analysts and others weigh in on what to expect for mortgage rates in 2025 and beyond.
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View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Photo of author Benét J. Wilson, who shares her tips for using credit cards while traveling
Here’s how to get more out of your credit card while traveling.
Young couple walking in the Taj Mahal courtyard
Your credit card might not work in a foreign country. Here are some tips when traveling.
latina woman using a credit card to pay at a store
A credit card can be a good financial tool. When should you get one?
Young man with ponderous expression reviewing paperwork
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
Photo of Southwest Airlines plane
Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.
Apple Card
The program offers personalized tasks and monthly progress checks.
Man using tablet and holding credit card
American credit card balances rose to $1.13 trillion in the last quarter of 2023
Outside of the Federal Reserve building
The Federal Reserve just lowered interest rates for the first time in four years.
A couple signs papers across the desk from a loan agent.
Since you likely didn’t have a federal student loan payment due for about five years, it’s understandable that your on-ramp to repayment might not have been a straight shot. You’d even be forgiven [...]
A stylized map of the United State of America with a few red and blue place marker pins pinned in various areas of the map. There is a large college graduation cap sitting on the top of the map.
These college towns offer the most value for your education budget.
Smiling farmers using digital tablet in sunny apple orchard
By all counts, the past month hasn’t been kind to small business owners.
A piggy bank sprouts wings and flies amid dollar bills
When I was learning to play the piano, I had to endure the agony of music theory books — they were tedious but necessary lessons that helped me understand how to read and play music. Similarly, financial [...]
An illustrated shopping cart with the word "debt" inside it on a pale green background.
In some cases, BNPL may be a safer bet financially than a personal loan.
An agent of Immigration and Customs Enforcement (ICE) waits in a hallway outside of a courtroom at New York Federal Plaza Immigration Court inside the Jacob K. Javitz Federal Building in New York on July 17, 2025.
Recent changes in immigration enforcement efforts are impacting small-business customer bases and workforce.
Ranyah Bullock, a senior at Delaware State University, speaks to students.
Due to high rates of student loan delinquency, nearly 60 percent of America’s HBCUs could lose access to federal aid.
image of aftermath of severe hurricane damage to a house in florida
Extreme weather puts more than a quarter of all U.S. homes at risk.
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Experts say that 2024 saw record insurance shopping, even among loyal customers.
two women looking at an envelope, concerned
Could you be overpaying for insurance? Maybe! Here’s what to do about it.
Could you pay your deductible if you had an insurance claim?
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These deductibles are calculated as a percentage of your coverage limit.
Flood damage
Insurance companies may be taking advantage of states with limited regulation.
illustration of a college dorm room
Bankrate explores what dorm insurance is and if your student needs it.
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Has inflation left you underinsured? Bankrate investigates.
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