Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
-
What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
9 min read Sep 22, 2025 -
What do the different versions of FICO scores mean?
What are the different types of FICO credit scores?
5 min read Sep 22, 2025 -
What assets can creditors take away in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
5 min read Sep 22, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
5 min read Sep 18, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Sep 18, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Sep 18, 2025 -
What credit score do you start with?
Learn what credit score you start with and how to build good credit from scratch.
7 min read Sep 16, 2025 -
Who is responsible for debt after divorce?
It may seem like the only way out, but divorce could actually make debt problems worse.
8 min read Sep 16, 2025 -
How many credit cards is too many?
The number of cards that’s right for you depends on how many you can easily manage.
10 min read Sep 13, 2025 -
Gender pay gaps vary by state, industry, job and race and ethnicity. Here’s where pay disparities are the widest
The gender pay gap impacts all women, but not in the same way.
9 min read Sep 12, 2025