smart spending

7 ways to stick to your holiday budget

Get more bang for your holiday bucks
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Get more bang for your holiday bucks

A recent Gallup Poll says American consumers plan to spend an average of $715 on holiday gifts this year. Whether that amount accurately reflects your budget or not, you can still make the most of what you spend.

"Start early, plan, do research upfront and consistently set aside money for this purpose," says Mechel Glass, director of education for CredAbility in Atlanta. "Then when you do see a deal, you can take advantage of it. But if you wait until the last minute, you risk paying much higher prices."

Several experts, including Glass, chime in on how to save money and avoid going into debt for the holidays.


 

 

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