smart spending

7 ways to save money on groceries

Use the store's loyalty programs
Use the store's loyalty programs © bikeriderlondon/Shutterstock.com

Use the store's loyalty programs

Kelly McFalls, former spokeswoman for BJ's Wholesale Club, says it's important to do your research if you are going to save money on groceries. BJ's Wholesale Club allows its members to use manufacturers' coupons along with BJ's coupons found at the front of every store. When purchasing a multipack of "individual for sale" packaged items, which is a set of items that could be sold individually (each item has a bar code) but is shrink-wrapped and sold together, shoppers can combine one BJ's-issued coupon with manufacturers' coupons. However, you cannot exceed the actual retail price in the total value of coupons, she says.

Buy a lot of the same items? Andrea Woroch, consumer and money-saving expert, says that you get coupons based on your regular purchase habits and sometimes dollars off future purchases, but keep in mind that those expiration dates seem to arrive fast.

"If a high-value coupon like $5 off $50 expires, ask the store manager if he can honor it, assuming it's just a few days past the deadline to redeem," Woroch says.

Ask your store manager:

  • Do you have a loyalty program?
  • Do you give cash-back rewards?
  • Does the program provide additional savings on future purchases?
  • Can these savings be combined with other manufacturer or store coupons?

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