Back to School
Student at school
smart spending
6 tips for frugal back-to-school savings

Make a list
Next
4 of 8
Back
text

Rowley recommends using your clothing inventory as a start to back-to-school savings by creating a shopping list from it of what you need to buy.

"For clothing, focus on five to seven well-made, easy-care basic items and change the look by mixing in a few less expensive pieces," she says.

A wardrobe for a girl might include two pairs of jeans, a pair of khakis or black pants, two shirts, a sweater, and a skirt or a dress in a basic color. Mix in low-cost, colorful T-shirts, tank tops to wear under the shirts, scarves, tights and belts, Rowley says.

"Kids usually don't outgrow the accessories," she says. "Also, look for summer pieces -- maybe a short-sleeved dress that can stretch into next season by adding leggings and a sweater."

Use your list as a checklist while shopping. You don't want to wander into a department store without a back-to-school saving strategy and watch your child fall in love with a $60 T-shirt, Rowley says.


 

 

advertisement

Show Bankrate's community sharing policy
          Connect with us
MORTGAGE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed, 0 point 4.28%  0.13 4.41%
15 year fixed, 0 point 3.30%  0.03 3.33%
5/1 ARM 3.30%  0.04 3.34%
 
View Rates in your area Search
Product Rate Change Last week
30K FICO-based HELOC 4.74%  0.01 4.75%
50K FICO-based HELOC 4.53%  0.02 4.51%
100K FICO-based HELOC 4.26%  0.02 4.24%
 
View Rates in your area Search
Product Rate Change Last week
60 month used car loan 2.86% --0.00 2.86%
48 month used car loan 2.79% --0.00 2.79%
60 month new car loan 2.94% --0.00 2.94%
 
View Rates in your area Search
Product Rate Change Last week
1 Year CD 0.90%  0.01 0.89%
2 Year CD 1.03%  0.02 1.01%
5 Year CD 1.59% --0.00 1.59%
 
View Rates in your area Search
Product Rate Change Last week
Balance Transfer Cards 15.67%  0.04 15.71%
Cash Back Cards 16.32%  0.04 16.36%
Low Interest Cards 10.91% --0.00 10.91%
 
Search
advertisement
FRUGAL NEWSLETTER

Discover new ways to cut costs and save more every day. Reduce your spending, not life’s pleasures. Delivered weekly.

advertisement
Partner Center
advertisement

Connect with us