2008 Financial Forecast
smart spending
Best time to shop

Best time to shop

Timing is very important when it comes to shopping. Hidden patterns in the retail world reveal a choreographed cycle of off-season discounts, manufacturer price reductions and clearance sales. Discovering the ebb and flow of each retail market means money in your pocket.

To make it easier, we spoke to some insiders to uncover the secrets to getting the best deal possible.

Also:  Month-by-month

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Compare Rates
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Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.13%
5.16%
15 yr fixed
4.70%
4.60%
5/1 ARM
4.30%
4.26%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.31%
5.33%
30K Home Equity Loan
8.35%
8.39%
50K HELOC
5.06%
5.07%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
7.50%
7.51%
48 Mo New Car
7.05%
7.12%
36 Mo Used Car
7.39%
7.43%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
1.30%
1.32%
1 Yr CD
1.72%
1.76%
5 Yr CD
2.94%
2.96%
Compare rates:
Product Rate
Low Interest Cards 9.74%
Balance Transfer Cards 14.51%
All Variable 11.68%
Compare rates:  
mortgage
Congress expands homebuyer tax credit beyond first-timers; Fannie Mae rents out foreclosures.
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Smart Spending
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