Compare home equity loans and 2nd mortgage loan rates.

Refi despite a 2nd mortgage

It's not easy to refinance your mortgage when you have equity debt. Here are the options.

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Home Equity Calculators »

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Mortgage Essentials »

7 reasons to refinance

A refinance can make sense for many reasons, from getting a lower rate to consolidating debt.

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Home equity or HELOC?

Step by step guide to choosing between a home equity loan or a HELOC.

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Calculators »

Mortgage LTV calculator

Not sure how your home's value stacks up against your mortgage loan? Try our new calculator.

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Home Equity News This Week »

Shopping for a HELOC

It pays to know the ins and outs of how a home equity line of credit is priced.

Use HELOC to pay bills?

There's an easier way to pay the mortgage and other bills than tapping your home's equity.

Foreclosure due to HELOC?

It's not just your primary mortgage you need to keep current to avoid foreclosure.

6 money-losing home fixes

An added bathroom isn't going to pay for itself. And don't even think of a big-bucks home office.

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Interest Rate Trends & Analysis »

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Interest Rate Roundup

See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards.

Mortgages

Mortgage rates plunge

As mortgage rates dive, the president proposes a way to let more homeowners refinance.

Tracking Rates

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COFI, LIBOR, prime rate

Your Best Interest Report

Federal Reserve Coverage

Rate Trend Index: Mortgages

About this index

Home Equity Averages

Product	Rate	+/-	Last week
$30K HELOC	4.71%		4.77%
$30K home equity loan	5.99%		6.21%
$50K HELOC	4.32%		4.36%
$75K home equity loan	5.69%		5.95%

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ByDr. Don Taylor, Ph.D., CFA, CFP

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HELOC for cash?

Weigh these factors when deciding if a reverse mortgage or HELOC is best to ease a cash crunch.

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