Banking
From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.
Banking Basics
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Latest Articles
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How to switch to a new bank or credit union
Switching banks can be complicated. Here’s your checklist to success.
6 min read May 01, 2024 -
Cashing old checks: How long is a check good for?
There’s a right way to handle old checks. The wrong way can cost you.
3 min read May 01, 2024 -
Are money market accounts FDIC-insured?
Money market accounts share the same FDIC protections as savings accounts and CDs.
4 min read May 01, 2024 -
Overdraft fees vs. NSF fees: How they differ
Here’s how these two bank fees compare and how to best avoid them.
5 min read May 01, 2024 -
Zelle limits at top banks
Looking to use Zelle for a transfer?Here are the Zelle limits at various banks.
3 min read May 01, 2024 -
Fed keeps interest rates at 23-year high, delaying cuts as inflation progress stalls
Fed officials signaled no immediate plans to begin cutting interest rates.
8 min read May 01, 2024 -
Savings bonds: What they are and how to cash them in
Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
5 min read May 01, 2024 -
Take these 12 steps as the Federal Reserve keeps interest rates high
Even without a rate hike, the Fed’s key rate hasn’t been this high for 23 years.
11 min read May 01, 2024 -
Fed’s interest rate history: The federal funds rate from 1981 to the present
The key benchmark has been as high as 20 percent — and as low as 0 percent.
12 min read May 01, 2024 -
How the Federal Reserve impacts savings account interest rates
For savers, here’s what to consider when the Fed raises interest rates.
4 min read May 01, 2024 -
Biggest winners and losers from the Fed’s interest rate decision
While the Federal Reserve stood pat this time, it has raised rates a total of 11 times in this current cycle.
6 min read May 01, 2024 -
How to close a joint bank account
Breakups are tough, but closing a joint bank account doesn’t need to be too much of a chore.
6 min read May 01, 2024 -
What is the federal funds rate? How the Fed controls interest rates, explained
The Fed’s policy toolkit has changed almost as much as interest rates itself.
9 min read May 01, 2024 -
Ally Bank checking account
Here’s everything you need to know about the online bank’s checking account.
2 min read Apr 30, 2024 -
7 best ways to send money
Transfer funds to friends and family without leaving the house.
8 min read Apr 30, 2024 -
Best banks and credit unions for mobile banking
These apps pair basic and advanced features to help you take control of your money.
7 min read Apr 30, 2024 -
6 early payday apps
Bills are due but payday is days off? These options can help you stretch your funds.
6 min read Apr 29, 2024 -
How to make an international money transfer
Sending money to another country can be a quick, easy and safe process. Read to find out the various ways you can utilize and how to transfer money internationally.
6 min read Apr 29, 2024 -
Best bank accounts for kids
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
5 min read Apr 29, 2024 -
PNC Bank near me: Find branches and ATMs close by
PNC Bank is one of the largest banks in the U.S. Here’s how to find one near you.
1 min read Apr 29, 2024
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