auto

9 steps to a car loan on damaged credit

4. Start close to home
4. Start close to home | JAG IMAGES/Cultura/GettyImages

4. Start close to home

"Even if you don't think you can get a loan, go to your bank, go to your credit union first," says Van Alst. Apply at the bank where you have a checking account or your credit union. And see if your employer or insurance company offers auto financing.

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