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National Highest Yield MMA and Savings Accounts
Find the best and latest high yield Money Market Accounts and Savings Accounts rates.
Search Summary
Your Search
Results Range
Bankrate.com
National Average *
Bankrate.com
Site Average *
MMA & Savings
0.05% APY - 1.01% APY
0.11% APY
0.46% APY
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APY
Institution
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Intro Rate
Rate Post Intro
Min to Open
Min to Avoid Fees
Min Monthly Fees
APY:
0.050
Min Deposit:
50000.000
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MMA & Savings
Institution
APY
Rate
Minimums
Comments
1
1
22
1
1
12
30
1
1
1.010
1500
MMA
1.01%
Fri May 24
Intro rate:
1.25%
Intro months:
6
Rate post intro:
0.76%
Compounded daily
To open:
$1,500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
Earn a top 5% yield-Always (2) 1.01% 1st-year APY up to $50K (1)
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2
8
3
5
15
7
2
6
6
0.840
0
MMA
0.84%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.84%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
Recognized as "Best Online Bank" - MONEY® Magazine October 2012.
Contact Us
3
9
2
27
16
8
3
7
7
0.840
0
Savings
0.84%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.84%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
Recognized as "Best Online Bank" - MONEY® Magazine October 2012.
Contact Us
4
2
12
24
9
1
1
2
2
0.900
0
Barclays
Savings
0.90%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.90%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
5
3
25
25
10
2
4
3
3
0.850
1
FNBO Direct
Savings
0.85%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
6
4
17
26
11
3
31
4
4
0.850
2500
Colorado Federal Savings Bank
Savings
0.85%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$2,500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
7
5
36
2
12
4
35
39
26
0.850
5000
Mutual of Omaha Bank
MMA
0.85%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$5,000
To avoid fees:
$5,000
Monthly fees:
$0.00
Check writing: Yes
See Details
8
6
27
3
13
5
40
34
40
0.850
25000
GE Capital Retail Bank
MMA
0.85%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$25,000
To avoid fees:
$1,500
Monthly fees:
$15.00
Check writing: Yes
See Details
9
7
37
4
14
6
42
5
5
0.850
50000
Seacoast Commerce Bank
MMA
0.85%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$50,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
10
10
23
6
17
9
10
38
32
0.800
100
First Internet Bank of Indiana
MMA
0.80%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded monthly
To open:
$100
To avoid fees:
$4,000
Monthly fees:
$5.00
Check writing: No
See Details
11
11
1
7
18
10
20
8
8
0.800
250
ableBanking, a division of Northeast Bank
MMA
0.80%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded daily
To open:
$250
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
12
12
18
28
19
11
21
9
9
0.800
500
Discover Bank
Savings
0.80%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded daily
To open:
$500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
13
14
10
8
2
14
11
11
11
0.750
100
Bank of Internet USA
MMA
0.75%
Fri May 24
Intro rate:
0.75%
Intro months:
0
Rate post intro:
0.75%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
14
13
14
29
20
13
5
10
10
0.750
1
Capital One 360
Savings
0.75%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.75%
Simple interest
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
15
15
29
30
21
15
22
12
12
0.700
500
Heartland Bank Direct
Savings
0.70%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.70%
Compounded daily
To open:
$500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
16
16
19
9
22
16
32
35
25
0.700
2500
Discover Bank
MMA
0.70%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.70%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$0.00
Check writing: Yes
See Details
17
17
42
10
23
17
12
25
29
0.650
100
VirtualBank
MMA
0.65%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.65%
Compounded daily
To open:
$100
To avoid fees:
$100
Monthly fees:
$5.00
Check writing: No
See Details
18
18
11
31
3
18
13
13
13
0.610
100
Bank of Internet USA
Savings
0.61%
Fri May 24
Intro rate:
0.61%
Intro months:
0
Rate post intro:
0.61%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
19
19
24
32
24
19
14
29
27
0.600
100
First Internet Bank of Indiana
Savings
0.60%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Compounded monthly
To open:
$100
To avoid fees:
$1,000
Monthly fees:
$2.00
Check writing: No
See Details
20
20
28
11
25
20
23
14
14
0.600
1000
giantbank.com
MMA
0.60%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Compounded daily
To open:
$1,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
21
21
4
12
26
21
24
32
35
0.600
1000
AloStar Bank of Commerce
MMA
0.60%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Simple interest
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$10.00
Check writing: Yes
See Details
22
22
34
13
27
22
33
36
37
0.550
2500
Lone Star Bank
MMA
0.55%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.55%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$10.00
Check writing: Yes
See Details
23
23
5
33
4
23
8
15
15
0.500
50
AloStar Bank of Commerce
Savings
0.50%
Fri May 24
Intro rate:
0.50%
Intro months:
0
Rate post intro:
0.50%
Compounded quarterly
To open:
$50
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
24
25
13
14
5
25
36
40
41
0.500
5000
California First National Bank
MMA
0.50%
Fri May 24
Intro rate:
0.50%
Intro months:
0
Rate post intro:
0.50%
Compounded monthly
To open:
$5,000
To avoid fees:
$5,000
Monthly fees:
$20.00
Check writing: Yes
See Details
25
24
35
34
28
24
19
26
33
0.500
200
Lone Star Bank
Savings
0.50%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.50%
Compounded daily
To open:
$200
To avoid fees:
$200
Monthly fees:
$6.00
Check writing: No
See Details
26
26
20
15
29
26
25
42
42
0.400
1000
EH National Bank
MMA
0.40%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.40%
Compounded daily
To open:
$1,000
To avoid fees:
$10,000
Monthly fees:
$20.00
Check writing: Yes
See Details
27
27
21
16
30
27
37
16
16
0.350
5000
E-LOAN
MMA
0.35%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.35%
Compounded daily
To open:
$5,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
28
29
38
17
6
29
26
28
34
0.300
1000
State Farm Bank
MMA
0.30%
Fri May 24
Intro rate:
0.30%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$1,000
To avoid fees:
$500
Monthly fees:
$10.00
Check writing: Yes
See Details
29
28
32
35
31
28
15
27
28
0.300
100
Intervest National Bank
Savings
0.30%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$100
To avoid fees:
$500
Monthly fees:
$4.00
Check writing: No
See Details
30
30
30
36
32
30
27
33
36
0.300
1000
Heritage Bank
Savings
0.30%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded monthly
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$10.00
Check writing: No
See Details
31
31
33
18
33
31
34
37
39
0.300
2500
Intervest National Bank
MMA
0.30%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$12.00
Check writing: Yes
See Details
32
32
39
37
34
32
41
17
17
0.300
25000
Third Federal Savings and Loan
Savings
0.30%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded monthly
To open:
$25,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
33
33
31
38
35
33
6
18
18
0.250
1
iGObanking.com
Savings
0.25%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.25%
Compounded daily
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
34
34
8
39
36
34
9
19
19
0.250
50
Ascencia, a div. of PBI Bank
Savings
0.25%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.25%
Compounded monthly
To open:
$50
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
35
35
9
19
37
35
28
30
30
0.200
1000
Ascencia, a div. of PBI Bank
MMA
0.20%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.20%
Compounded monthly
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$5.00
Check writing: Yes
See Details
36
37
6
41
7
37
16
21
21
0.100
100
American Bank
Savings
0.10%
Fri May 24
Intro rate:
0.10%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
37
38
7
20
8
38
17
31
31
0.100
100
American Bank
MMA
0.10%
Fri May 24
Intro rate:
0.10%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$100
To avoid fees:
$1,000
Monthly fees:
$5.00
Check writing: Yes
See Details
38
36
40
40
38
36
7
20
20
0.100
25
USAA
Savings
0.10%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded monthly
To open:
$25
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
39
39
41
21
39
39
38
22
22
0.100
10000
USAA
MMA
0.10%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded monthly
To open:
$10,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
40
40
26
22
40
40
39
41
38
0.100
10000
Fultdirect.com
MMA
0.10%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$10,000
To avoid fees:
$10,000
Monthly fees:
$10.00
Check writing: Yes
See Details
41
41
15
23
41
41
18
23
23
0.050
100
Citizens Trust Bank
MMA
0.05%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
42
42
16
42
42
42
29
24
24
0.050
1000
Citizens Trust Bank
Savings
0.05%
Fri May 24
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$1,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
* Bankrate.com National APY Average and Bankrate.com Site APY Average are only available for MMA products in any denomination exclusively. For Savings products, neither national nor Bankrate APY averages are tabulated. For MMA & Savings products in any denomination, the presented Bankrate.com National APY Average and Bankrate.com Site APY Average are averages of the MMA products only, and are not inclusive of Savings products APY rates.
If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please
click here
.
Quality Assurance
Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. Bankrate.com has today's most competitive deposit rates.
Institution rates on Bankrate
Many institutions have different rates on their own websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. Rates are subject to change without notice and may vary branch to branch. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Rate collection and criteria
Click here for more information on rate collection and criteria.
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