<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Bankrate.com &#187; Credit Cards</title>
	<atom:link href="http://www.bankrate.com/financing/category/credit-cards/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.bankrate.com/financing</link>
	<description>A Financial Blog</description>
	<lastBuildDate>Thu, 09 Feb 2012 22:48:02 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>AmEx pushes annual fees</title>
		<link>http://www.bankrate.com/financing/credit-cards/amex-pushes-annual-fees/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/amex-pushes-annual-fees/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 21:33:29 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[annual fee]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11241</guid>
		<description><![CDATA[American Express wants you to pay an annual fee. That's one of the takeaways from the credit card issuer's investor call on Wednesday.
And they may not be the only one.
Company Chairman and CEO Kenneth Chenault told analysts this week American Express is "driving card fee revenues." He noted that many of the issuer's charge cards]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/amex-pushes-annual-fees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Suze&#8217;s CU credit card debacle</title>
		<link>http://www.bankrate.com/financing/credit-cards/suzes-cu-credit-card-debacle/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/suzes-cu-credit-card-debacle/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 21:50:52 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card connection]]></category>
		<category><![CDATA[prepaid card]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11212</guid>
		<description><![CDATA[Suze Orman's troubles have spread from critics of prepaid cards to credit unions and their credit cards.
Not long after Orman introduced her new prepaid card last month, a link to a credit union credit card finder that she championed for years disappeared from her website, according to the creator of the finder.
Ondine Irving, founder of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/suzes-cu-credit-card-debacle/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CFPB probes payment protection</title>
		<link>http://www.bankrate.com/financing/credit-cards/cfpb-probes-payment-protection/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/cfpb-probes-payment-protection/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 21:14:12 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[payment protection]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11183</guid>
		<description><![CDATA[The new federal consumer watchdog is sniffing at payment protection plans offered by one credit card company, highlighting a profitable plan for issuers that may not be worth your money.
Discover said late last month the Consumer Financial Protection Bureau (along with the Federal Deposit Insurance Corp.) is checking into the marketing of its payment protection]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/cfpb-probes-payment-protection/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EMV makes Visa milestone</title>
		<link>http://www.bankrate.com/financing/credit-cards/emv-makes-visa-milestone/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/emv-makes-visa-milestone/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 21:12:03 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[EMV]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11158</guid>
		<description><![CDATA[It won't be long before a chip credit card finds its way into your wallet.
Visa said Monday that issuers handed out an estimated 1 million EMV-enabled Visa cards as of the end of last year.  That's up from virtually zero a year and a half ago, according to the global payments technology company. (The stats]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/emv-makes-visa-milestone/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MasterCard pushes for EMV</title>
		<link>http://www.bankrate.com/financing/credit-cards/card-pushes-harder-for-emv/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/card-pushes-harder-for-emv/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 21:15:55 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[EMV]]></category>
		<category><![CDATA[MasterCard]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11069</guid>
		<description><![CDATA[MasterCard is putting more weight behind its push to bring EMV debit and credit cards to the U.S.
The credit card company said Monday it's offering U.S. retailers and ATM owners a road map to make their point-of-sale terminals and cash machines EMV-friendly by April 2013. The company was vague on details, but it did say]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/card-pushes-harder-for-emv/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit scores &amp; prepaid cards</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-scores-prepaid-cards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-scores-prepaid-cards/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 20:15:03 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[prepaid card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11032</guid>
		<description><![CDATA[In Monday's blog, I wanted to clear up the relationship between credit scores and Suze Orman's new prepaid card. (The short of it: There's no connection.)
But while I trekked the credit score universe, I came across a few other nuggets about prepaid cards and credit scores that are worth thinking about, especially if you're considering]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-scores-prepaid-cards/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Suze and your credit score</title>
		<link>http://www.bankrate.com/financing/credit-cards/suze-and-your-credit-score/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/suze-and-your-credit-score/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 12:20:46 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[prepaid card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11017</guid>
		<description><![CDATA[Have you been keeping up with the Suze Orman prepaid card debacle? If not, I'll fill you in.
Earlier this month, the guru of personal finance launched her very own prepaid card. It's the kind of card that you load up with your own money and swipe it like a debit or credit card at checkout.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/suze-and-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Chill that credit report</title>
		<link>http://www.bankrate.com/financing/credit-cards/chill-that-credit-report/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/chill-that-credit-report/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 22:24:12 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[identity theft]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10992</guid>
		<description><![CDATA[State senators in Maryland are considering a proposal that will allow parents or guardians to freeze their child's credit report. The measure highlights an interesting and effective method to protect your identity.
A credit or security freeze keeps new creditors from pulling your credit report or reporting information about you to the credit bureaus. However, creditors]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/chill-that-credit-report/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New cards, new rewards!</title>
		<link>http://www.bankrate.com/financing/credit-cards/new-cards-new-rewards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/new-cards-new-rewards/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:25:18 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card rewards]]></category>
		<category><![CDATA[disney]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10955</guid>
		<description><![CDATA[Some exciting new credit card products and perks came out of Chase and American Express this week.
First off, Chase unveiled its Disney's Premier Visa Card on Wednesday. Cardholders can earn 2 percent in rewards on credit card purchases at restaurants, grocery stores, gas stations, and at most Disney locations at Disney World Resort, Disneyland Resort,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/new-cards-new-rewards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BofA unveils targeted deals</title>
		<link>http://www.bankrate.com/financing/credit-cards/bofa-unveils-targeted-deals/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/bofa-unveils-targeted-deals/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 17:30:24 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10895</guid>
		<description><![CDATA[Bank of America is joining a handful of credit card issuers that offer retailer discounts based on your past purchases.
The national bank said it's testing the new program on employees in Nevada, North Carolina and South Carolina, according to a report in The Washington Post. By the middle of next month, it plans to roll]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/bofa-unveils-targeted-deals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lawsuit may provoke fees</title>
		<link>http://www.bankrate.com/financing/credit-cards/lawsuit-may-provoke-fees/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/lawsuit-may-provoke-fees/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 22:19:01 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[interchange fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10871</guid>
		<description><![CDATA[A court battle brewing between credit card companies and major retailers could end up costing American consumers.
Five million retailers, including the likes of Payless ShoeSource, the National Association of Convenience Stores, and the National Restaurant Association, filed an antitrust litigation suit against Visa, MasterCard and 13 major credit card issuers.
The suit alleges the defendants are]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/lawsuit-may-provoke-fees/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Credit card mail mix-up</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-mail-mix-up/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-mail-mix-up/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 20:32:01 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[U.S. Bank]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10835</guid>
		<description><![CDATA[Did you hear the one about the lady who got another person's credit card in the mail? Twice?
Cindy Sullivan of Minneapolis received a credit card from U.S. Bank, but the name on the card belonged to the woman who lived in her house more than eight years ago. Fortunately for the woman whose name was]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-mail-mix-up/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Card.io&#8217;s mobile card reader</title>
		<link>http://www.bankrate.com/financing/credit-cards/card-ios-mobile-card-reader/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/card-ios-mobile-card-reader/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 21:39:19 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[card.io]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[square]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10785</guid>
		<description><![CDATA[In the race to turn cellphones into credit card readers comes a new app that does just that.
Card.io unveiled a mobile application that allows cellphone users to accept credit card transactions by taking a picture of a credit card with their phone and sending a receipt by email to the card's owner. The app supports]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/card-ios-mobile-card-reader/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Chase slows collections</title>
		<link>http://www.bankrate.com/financing/credit-cards/chase-slows-collections/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/chase-slows-collections/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 21:00:00 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10745</guid>
		<description><![CDATA[It seems like Chase is letting some delinquent credit card holders loose.
Court records in major cities in California, Florida, Maryland, New York and Washington indicate that Chase has withdrawn nearly all its collection suits against cardholders, according to a recent article in American Banker. And Illinois records show the credit card issuer continues to file]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/chase-slows-collections/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Visa breaks down EMV cards</title>
		<link>http://www.bankrate.com/financing/credit-cards/visa-breaks-down-emv-cards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/visa-breaks-down-emv-cards/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 21:21:35 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[chip and PIN]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[EMV]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10727</guid>
		<description><![CDATA[Five months after Visa proposed carrot-and-stick initiatives for retailers to usher in EMV-enabled credit cards onto U.S. soil, the credit card company is clearing up one fundamental misconception: what EMV cards actually are.
In a blog Friday, the company distinguished between EMV-enabled credit cards and chip and PIN credit cards, two terms often used interchangeably (even]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/visa-breaks-down-emv-cards/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit card splurge in December</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-splurge-in-december/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-splurge-in-december/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 20:33:54 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Credit Karma]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10713</guid>
		<description><![CDATA[Here's one more data point showing consumers piled on more credit card debt in the heat of the holidays.
Consumer credit advocate CreditKarma.com said residents in only nine states paid down their credit card debt in December from the previous month. Of those, six -- Arizona, Idaho, Indiana, Michigan, Oklahoma and Utah -- paid down less]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-splurge-in-december/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social media-based credit score?</title>
		<link>http://www.bankrate.com/financing/credit-cards/social-media-based-credit-score/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/social-media-based-credit-score/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 21:59:02 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[lenddo]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10677</guid>
		<description><![CDATA[Facebook friends could be the worst enemies of your credit score.
That's according to a disturbing article Friday from the New York Observer. The report, penned by Adrianne Jeffries, outlines the next frontier of determining creditworthiness: Using social media connections to help predict if you'll pay back your credit card.
(This is just as scary as Visa]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/social-media-based-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Patience = better credit score?</title>
		<link>http://www.bankrate.com/financing/credit-cards/patience-better-credit-score/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/patience-better-credit-score/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 21:37:20 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[FICO]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10631</guid>
		<description><![CDATA[Remember that ketchup commercial from at least two decades ago: "Good things come to those who wait?"
It might as well be, "Good credit scores come to those who wait," after a new study shows consumers who exhibit more patience tend to have better credit scores.
The research comes from the Boston Federal Reserve's Center for Behavioral]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/patience-better-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Supreme Court backs arbitration</title>
		<link>http://www.bankrate.com/financing/credit-cards/supreme-court-backs-arbitration/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/supreme-court-backs-arbitration/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 21:33:30 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[arbitration]]></category>
		<category><![CDATA[consumer financial protection bureau]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10609</guid>
		<description><![CDATA[When you're mad as heck at your credit card issuer, I bet you at least once thought about screaming into the phone …"I'll see you in court!"
I hate to prick your bubble, but it's probably an empty threat.  The Supreme Court ruled Tuesday that consumers who sign credit card agreements with arbitration clauses can't fight]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/supreme-court-backs-arbitration/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit card usage soars</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-usage-soars/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-usage-soars/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 20:21:34 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10591</guid>
		<description><![CDATA[Holy moly, it looks like it was an expensive holiday season.
A new report released from the Federal Reserve on Monday showed consumers charged more in November. Revolving credit (aka credit card debt) rose to $798.3 billion from $792.7 billion the previous month.
Not only is that the third month in a row credit card balances have]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-usage-soars/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>International cyber card war?</title>
		<link>http://www.bankrate.com/financing/credit-cards/international-cyber-card-war/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/international-cyber-card-war/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 20:39:37 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card fraud]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10569</guid>
		<description><![CDATA[The worldwide headlines read like an international spy novel with credit cards as the currency of destruction.
First strike: A Saudi Arabian hacker rumored to live in Mexico exposes at least 6,000 legit credit card accounts online belonging to Israeli citizens.
Second strike: Israeli hackers allegedly are ready to leak the details on thousands of credit cards used]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/international-cyber-card-war/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Capital One&#8217;s transfer mess</title>
		<link>http://www.bankrate.com/financing/credit-cards/capital-ones-transfer-mess/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/capital-ones-transfer-mess/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 21:35:00 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10548</guid>
		<description><![CDATA[A national law firm is still soliciting consumers who were allegedly wronged by the "viking" credit card company.
Hagens Berman is looking for more names to add to a consumer-rights class-action lawsuit filed against Capital One in June. The lawsuit alleges the issuer misrepresented its zero percent balance-transfer offer when it applied payments meant to pay]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/capital-ones-transfer-mess/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit score resolutions</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-score-resolutions/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-score-resolutions/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 19:48:44 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[creditkarma.com]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10495</guid>
		<description><![CDATA[It's the new year, and many of you are probably committed to bettering yourself in 2012. Maybe you plan to eat healthier or fit in more exercise? Refocus your career? How about improving your credit score?
A new survey released Tuesday from the National Foundation for Credit Counseling found that almost a quarter (24 percent) of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-score-resolutions/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Verizon loses card fee war</title>
		<link>http://www.bankrate.com/financing/credit-cards/verizon-loses-card-fee-war/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/verizon-loses-card-fee-war/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 19:59:35 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[Verizon]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10465</guid>
		<description><![CDATA[Here's yet another example of "the customer is always right," especially when it comes to fees for financial products.
Last week, Verizon Wireless said it would start charging subscribers $2 for every payment made online or over the phone with a credit card. The company said the new "convenience fee" would cover transaction costs and would]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/verizon-loses-card-fee-war/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Citi offers Facebook app</title>
		<link>http://www.bankrate.com/financing/credit-cards/citi-offers-facebook-app/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/citi-offers-facebook-app/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 22:25:51 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10452</guid>
		<description><![CDATA[Ever want to team up with your Facebook friends to donate to charity or buy a gift for a mutual friend? You can now using Citi rewards points.
The credit card issuer unveiled a new Facebook app Tuesday that allows you and your Facebook friends to pool Citi ThankYou rewards together for one purchase or cause.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/citi-offers-facebook-app/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 million checks on the way</title>
		<link>http://www.bankrate.com/financing/credit-cards/10-million-checks-on-the-way/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/10-million-checks-on-the-way/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 22:38:12 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[foreign currency conversion fee]]></category>
		<category><![CDATA[foreign transaction fee]]></category>
		<category><![CDATA[lawsuit]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10371</guid>
		<description><![CDATA[At long last, the checks are in the mail.
For the more than 10 million credit card customers who filed claims in an antitrust class-action lawsuit over foreign-currency conversion fees charged between 1996 and 2006, the settlement checks are on the way.
The first checks were mailed to consumers in late November, and the mailings will likely]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/10-million-checks-on-the-way/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Free 2011 credit reports</title>
		<link>http://www.bankrate.com/financing/credit-cards/free-2011-credit-reports/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/free-2011-credit-reports/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 21:35:05 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit reporting error]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[identity theft]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10375</guid>
		<description><![CDATA[The days of 2011 are counting down. But there's still time for you to snap up a free credit report.
Wondering how you did creditwise in 2011?  Perusing your credit report will allow you to check out every single credit card account you have opened and review all your consumer loan accounts such as home loans,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/free-2011-credit-reports/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Nelly sued for $20K card debt</title>
		<link>http://www.bankrate.com/financing/credit-cards/nelly-sued-for-20k-card-debt/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/nelly-sued-for-20k-card-debt/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 18:25:10 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Nelly]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10344</guid>
		<description><![CDATA[American Express is turning up the heat on Nelly over an unpaid $20,000-plus credit card debt.
American Express filed a lawsuit in a Missouri court in October against the rap star, whose real name is Cornell Iral Haynes, Jr.
American Express is seeking the payment of a $20,403.64 credit card bill, which they claim Nelly never paid, plus]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/nelly-sued-for-20k-card-debt/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Cards hacked for donations?</title>
		<link>http://www.bankrate.com/financing/credit-cards/cards-hacked-for-donations/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/cards-hacked-for-donations/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 22:14:14 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[hack]]></category>
		<category><![CDATA[hacker]]></category>
		<category><![CDATA[Stratfor]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10336</guid>
		<description><![CDATA[It was not a merry Christmas for clients and employees of a U.S.-based security think tank.
A loose-knit group of computer hackers known as "Anonymous" claimed Sunday to have pilfered thousands of credit card numbers and other personal information belonging to clients of Stratfor, a security analysis firm based in Austin, Texas, according to reports from The]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/cards-hacked-for-donations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The value of a credit card</title>
		<link>http://www.bankrate.com/financing/credit-cards/the-value-of-a-credit-card/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/the-value-of-a-credit-card/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 19:35:09 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[carc fraud]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10207</guid>
		<description><![CDATA[A lost or stolen credit card causes all sorts of headaches, stresses and financial uncertainty for a consumer, especially if key parts of your identity are breached. For issuers, losses can run into the millions of dollars, not to mention the cost to invest in prevention measures.
But, when it comes right down to it, how]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/the-value-of-a-credit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit card Christmas?</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-christmas/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-christmas/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 21:58:27 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cash back]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10180</guid>
		<description><![CDATA[Are Americans charging Christmas more this year? Two recent reports suggest so.
Last week, Discover Financial Services said sales volume and the total number of transactions rose in its fiscal fourth quarter. The period ended Nov. 30, capturing the beginning of the holiday shopping rush.
Executives at the credit card issuer didn't attribute the increase to more]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-christmas/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit score mystery</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-score-mystery/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-score-mystery/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 19:00:16 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10120</guid>
		<description><![CDATA[Now here's a head scratcher.
The latest numbers from consumer credit advocate CreditKarma.com released Wednesday show that total consumer debt (credit card, mortgage, auto and student loans) dipped more than a half-percent to an average of $223,379 in November from $230,841 at the beginning of this year.
The result on the average credit score? A counterintuitive five-point decline to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-score-mystery/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Security holes in Google Wallet</title>
		<link>http://www.bankrate.com/financing/credit-cards/security-holes-in-google-wallet/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/security-holes-in-google-wallet/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 19:31:38 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card fraud]]></category>
		<category><![CDATA[Google Wallet]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10118</guid>
		<description><![CDATA[There are many benefits Google Wallet provides: convenience, a lighter back pocket and better security. Wait. The jury is still out on that last one.
ViaForensics, a digital forensics and security firm, on Monday released results of its security testing on the search engine giant's virtual wallet. The results are little scary regarding credit card info]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/security-holes-in-google-wallet/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit card app roundup</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-app-roundup/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-app-roundup/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 22:43:18 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[app]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10106</guid>
		<description><![CDATA[Call it an apps-polooza. Credit card companies have ramped up their mobile app offerings since this summer, according to a report from Corporate Insight.
U.S. Bank, American Express, Citi and Capital One are among the issuers offering new app services.  Here's a rundown:
U.S. Bank unveiled a mobile app for its REI Visa card, which allows potential]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-app-roundup/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Plastic deters online buying?</title>
		<link>http://www.bankrate.com/financing/credit-cards/plastic-deters-online-buying/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/plastic-deters-online-buying/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 21:46:24 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card fraud]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10079</guid>
		<description><![CDATA[Have you ever sat at your computer, filling in your credit card info at a virtual checkout, and thought: "'Hmm, maybe I shouldn't send all this personal information over the Internet?'"
If so, you're not alone. A new survey commissioned by PaymentOne (executed by Javelin Strategy &#38; Research) found that half of consumers abandoned an online]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/plastic-deters-online-buying/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How not to earn rewards</title>
		<link>http://www.bankrate.com/financing/credit-cards/how-not-to-earn-rewards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/how-not-to-earn-rewards/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 21:13:31 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10048</guid>
		<description><![CDATA[From sunny Los Angeles comes a cautionary tale about the wrong way to earn credit card rewards points.
The finance director of the Los Angeles Memorial Coliseum was in charge of upgrading the sound system for the video board at the taxpayer-owned arena. Instead of paying the $270,000 it would cost to buy the equipment with]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/how-not-to-earn-rewards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fun credit card stats</title>
		<link>http://www.bankrate.com/financing/credit-cards/fun-credit-card-stats/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/fun-credit-card-stats/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 20:23:06 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[TransUnion]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10029</guid>
		<description><![CDATA[For the second month in a row, Americans put more on their credit cards. But let's be honest, we didn't go hog wild.
On Wednesday, the Federal Reserve said revolving consumer credit (read: credit card debt) rose less than a half-percent to $792.3 billion in October, up from $792 billion the previous month. Of course, this uptick doesn't capture]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/fun-credit-card-stats/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Back-to-basics card contracts</title>
		<link>http://www.bankrate.com/financing/credit-cards/back-to-basics-card-contracts/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/back-to-basics-card-contracts/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 20:47:52 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[consumer financial protection bureau]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9984</guid>
		<description><![CDATA[Even without an official head, the Consumer Financial Protection Bureau is charging forward with new plans to help Americans make smarter credit card choices.
The federal watchdog group on Wednesday unveiled a credit card agreement prototype that spells out in plain English a card's terms and conditions in just 1,100 words.
Want to know how many words]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/back-to-basics-card-contracts/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Debt doesn&#8217;t have to burden</title>
		<link>http://www.bankrate.com/financing/credit-cards/debt-doesnt-have-to-burden/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/debt-doesnt-have-to-burden/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 16:00:40 +0000</pubDate>
		<dc:creator>David Domzalski</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt payoff]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9370</guid>
		<description><![CDATA[When I was 25, I finished an 18-month paydown of $20,000 in student loan debt. I committed myself to this goal, not because I was thrilled to practically endorse my paycheck over to Citibank, but because I saw the long-term impact of the decision.
Debt's effects can be felt over a lifetime. I wanted to reduce]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/debt-doesnt-have-to-burden/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Choose credit if you can</title>
		<link>http://www.bankrate.com/financing/credit-cards/choose-credit-if-you-can/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/choose-credit-if-you-can/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 16:00:48 +0000</pubDate>
		<dc:creator>Greg McBride</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debit cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9961</guid>
		<description><![CDATA[In my weekly appearance with Gary Goldberg's "Money Matters" radio program, we discussed the advantages of credit cards over debit cards for disciplined consumers. Here's a partial transcript of my comments.
Credit card rewards programs are more than twice as generous as debit rewards. And they're growing, whereas we've seen a 30 percent decline in debit]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/choose-credit-if-you-can/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Location-based gifts, oh my!</title>
		<link>http://www.bankrate.com/financing/credit-cards/location-based-gifts-oh-my/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/location-based-gifts-oh-my/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 21:59:58 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[gift cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9960</guid>
		<description><![CDATA[Location-based gifting is where it's at this season, whether you're giving or receiving.
Send a personalized virtual gift card that unlocks when the recipient is at the store through the new phone app Clingle Gifts. Or, get a $10 statement credit from American Express via Foursquare.
The former, Clingle Gifts, allows consumers to dress up generic virtual]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/location-based-gifts-oh-my/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AmEx: Let us shop for you</title>
		<link>http://www.bankrate.com/financing/credit-cards/amex-let-us-shop-for-you/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/amex-let-us-shop-for-you/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 20:57:59 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[holiday shopping]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9939</guid>
		<description><![CDATA[What part of the holidays do you hate the most? Waiting in long lines or carrying a dozen packages to the car? What about thinking of the perfect gift only to find it sold out in every store?
The list could go on, but the common theme is shopping.
Not so for American Express Platinum cardholders this]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/amex-let-us-shop-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit card terms still fuzzy</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-terms-still-fuzzy/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-terms-still-fuzzy/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 21:53:49 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[consumer financial protection bureau]]></category>
		<category><![CDATA[Regulations]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9907</guid>
		<description><![CDATA[Despite sweeping changes to credit card practices in the last two years, Americans are still stumped by the terms of their cards.
That's one of the key findings this week from the new federal watchdog group, the Consumer Financial Protection Bureau. The agency analyzed more than 5,000 complaints it received from credit card holders from the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-terms-still-fuzzy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mismanaging multiple debts</title>
		<link>http://www.bankrate.com/financing/credit-cards/mismanaging-multiple-debts/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/mismanaging-multiple-debts/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 21:40:07 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card statement]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9848</guid>
		<description><![CDATA[Debt is a major issue for many American families.
And when it comes to juggling credit card debt, mortgages, car loans and student loans, many Americans are making the wrong financial moves.
Staring at multiple debts, many consumers pay off smaller debts first even when larger debts have higher interest rates, according to a new study, co-authored]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/mismanaging-multiple-debts/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Shop safe online this season</title>
		<link>http://www.bankrate.com/financing/credit-cards/shop-safe-online-this-season/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/shop-safe-online-this-season/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 18:51:47 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[fraud]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9799</guid>
		<description><![CDATA[Cyber Monday proved that more Americans are doing their shopping online. And that means there are more opportunities for thieves to snatch your credit card information from the Internet ether.
Online sales on Monday leapt 33 percent in the U.S., compared with the same period last year, according to an IBM report released Tuesday. Consumers spent]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/shop-safe-online-this-season/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AmEx spreads more cheer</title>
		<link>http://www.bankrate.com/financing/credit-cards/amex-spreads-more-cheer/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/amex-spreads-more-cheer/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 22:01:06 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9774</guid>
		<description><![CDATA[American Express is playing Santa this year, delivering surprise presents to cardholders.
Starting Cyber Monday, American Express credit card holders can sign up for "The Gift Chain" program to receive surprise gifts (up to 10) when they spend $25 or more at participating online retailers, such as American Eagle Outfitters, Nike, Neiman Marcus, Bed Bath &#38;]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/amex-spreads-more-cheer/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The credit card delusion</title>
		<link>http://www.bankrate.com/financing/credit-cards/the-credit-card-delusion/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/the-credit-card-delusion/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 20:00:42 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9679</guid>
		<description><![CDATA[If you're basking in post-Black Friday fracas euphoria (despite blowing your budget on the first "official" holiday shopping day), I bet you paid with a credit card.
Consumers focus on the benefits of a purchase -- while ignoring the price tag -- when they pay by credit card, according to a new article by professors Promothesh]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/the-credit-card-delusion/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Tis the season for card loss</title>
		<link>http://www.bankrate.com/financing/credit-cards/tis-the-season-for-card-loss/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/tis-the-season-for-card-loss/#comments</comments>
		<pubDate>Thu, 24 Nov 2011 15:00:35 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card fraud]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9674</guid>
		<description><![CDATA[As you camp out for the midnight opening of Black Friday at your favorite retailer, remember to keep a good grip on your plastic.
The number of reported lost or stolen debit and credit cards jumps about 19 percent in November and December, compared with the rest of the year, according to a study released this week]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/tis-the-season-for-card-loss/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Shun holiday credit card binge</title>
		<link>http://www.bankrate.com/financing/credit-cards/shun-holiday-credit-card-binge/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/shun-holiday-credit-card-binge/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 17:08:18 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9743</guid>
		<description><![CDATA[While a Turkey Day bender may stretch your waistline, be careful to not stretch your credit cards to the limit the day after.
On average, Americans will spend $704.18 this holiday season, according to estimates by the National Retail Federation. That's $465.6 billion in total, up 2.8 percent from last year.
Much of that spending will take]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/shun-holiday-credit-card-binge/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>AmEx goes after Wesley Snipes</title>
		<link>http://www.bankrate.com/financing/credit-cards/amex-goes-after-wesley-snipes/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/amex-goes-after-wesley-snipes/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 21:05:45 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt management]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9671</guid>
		<description><![CDATA[Wesley Snipes found out it's harder to slay credit card debt than evil vampires.
American Express hit the "Blade" star with a lawsuit last week, claiming the actor piled up nearly $30,000 in credit card debt before going to prison. Snipes is currently serving a three-year sentence for failing to file tax returns (another personal finance]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/amex-goes-after-wesley-snipes/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Chase adds third EMV card</title>
		<link>http://www.bankrate.com/financing/credit-cards/chase-adds-third-emv-card/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/chase-adds-third-emv-card/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 20:32:36 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[chip and PIN]]></category>
		<category><![CDATA[EMV]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9642</guid>
		<description><![CDATA[Worried about getting stuck at an unmanned European tollbooth because of your old-school credit card? Fortunately, there's one more chip and PIN credit card for U.S. globetrotters to help you avoid that snafu.
Chase on Monday rolled out its new British Airways Visa Card that features the EMV technology popular abroad and the traditional magnetic stripe]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/chase-adds-third-emv-card/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Waiters scam rich cardholders</title>
		<link>http://www.bankrate.com/financing/credit-cards/waiters-scam-rich-cardholders/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/waiters-scam-rich-cardholders/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 22:24:39 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card fraud]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9624</guid>
		<description><![CDATA[While well-heeled diners at some of New York's finest steakhouses savored the last of their tuna tartar and filet mignon, their waiters stole the account data from their premium credit cards.
About two dozen current and former waiters at upscale restaurants, such as Smith &#38; Wollensky, Wolfgang Steak and Capital Grille, were arrested for being a part]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/waiters-scam-rich-cardholders/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Salvation Army takes plastic</title>
		<link>http://www.bankrate.com/financing/credit-cards/salvation-army-takes-plastic/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/salvation-army-takes-plastic/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 20:08:18 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[charitable giving]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[square]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9586</guid>
		<description><![CDATA[Thanks to a tiny white plastic credit card reader, some Salvation Army bell ringers will be doing more swiping than jingling this year.
The charity -- known for its red kettles and bells during the holidays -- is testing out Square, the mobile credit card reader, in San Francisco, Chicago, Dallas and New York. The device]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/salvation-army-takes-plastic/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What holiday bonus rewards?</title>
		<link>http://www.bankrate.com/financing/credit-cards/what-holiday-bonus-rewards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/what-holiday-bonus-rewards/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 22:04:03 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9562</guid>
		<description><![CDATA[Did you know some credit card companies are boosting their rewards offers this Black Friday? If you did, you're in the minority. A whopping three-quarters of rewards credit card-carrying consumers surveyed by Capital One are in the dark about these promotions.
"There are some serious rewards opportunities available during the holidays that can give you even]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/what-holiday-bonus-rewards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does snow help pay the bills?</title>
		<link>http://www.bankrate.com/financing/credit-cards/does-snow-help-pay-the-bills/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/does-snow-help-pay-the-bills/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 20:57:32 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[TransUnion]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9543</guid>
		<description><![CDATA[It appears the colder the temperature, the more likely you'll pay your credit card bill on time.
At least that's a cursory takeaway from TransUnion's third-quarter report on national credit card delinquency rates. The report released Tuesday showed that North Dakota, Alaska, South Dakota and Wisconsin had the four lowest delinquency rates in the country.
These aren't]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/does-snow-help-pay-the-bills/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Digital coupons via plastic</title>
		<link>http://www.bankrate.com/financing/credit-cards/digital-coupons-via-plastic/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/digital-coupons-via-plastic/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 20:59:44 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[debit cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9521</guid>
		<description><![CDATA[A new service allows consumers to embed coupons on a debit or credit card. Sounds convenient, but your privacy may be at stake.
A partnership between Linkable Networks and 24/7 Real Media last week unveiled its Linkables service, where consumers can link their debit or credit cards to online and offline promotions.
It works like this: Simply register]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/digital-coupons-via-plastic/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Troops get boost from Chase</title>
		<link>http://www.bankrate.com/financing/credit-cards/troops-get-boost-from-chase/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/troops-get-boost-from-chase/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 16:27:47 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cash back rewards]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[military]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9496</guid>
		<description><![CDATA[Just in time for Veterans Day, Chase is adding perks to its line of credit cards for U.S. men and women in uniform.
The bank is giving military cardholders unlimited cash back for all purchases and eliminating foreign transaction fees.
The changes apply to Chase's Military Star Rewards MasterCard; Air Force Club MasterCard; Army Morale, Welfare, Recreation]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/troops-get-boost-from-chase/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>BofA adds chip and PIN cards</title>
		<link>http://www.bankrate.com/financing/credit-cards/bofa-adds-chip-and-pin-cards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/bofa-adds-chip-and-pin-cards/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 22:35:56 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[chip and PIN]]></category>
		<category><![CDATA[EMV]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9459</guid>
		<description><![CDATA[Bank of America Merrill Lynch became the latest in a growing number of big issuers to offer chip-and-PIN credit cards to U.S. customers to make transactions more convenient abroad.
The bank said Tuesday it plans to add the feature -- in addition to the magnetic stripe -- to all its U.S. corporate credit cards starting in]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/bofa-adds-chip-and-pin-cards/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Discover drops foreign fee</title>
		<link>http://www.bankrate.com/financing/credit-cards/discover-drops-foreign-fee/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/discover-drops-foreign-fee/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 22:07:00 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[foreign currency conversion fee]]></category>
		<category><![CDATA[foreign transaction fee]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9420</guid>
		<description><![CDATA[Discover has dropped its 2 percent fee on foreign transactions.
As of Nov. 6, Discover will no longer charge foreign currency conversion fees to customers using their Discover cards outside the United States, according to Kathryn Henry, a spokeswoman for Discover.
This change in policy regarding card transactions made in foreign countries applies to all Discover credit]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/discover-drops-foreign-fee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 card tips for holiday shopping</title>
		<link>http://www.bankrate.com/financing/credit-cards/3-card-tips-for-holiday-shopping/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/3-card-tips-for-holiday-shopping/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 19:39:10 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[holiday shopping]]></category>
		<category><![CDATA[rewards credit cards]]></category>
		<category><![CDATA[store credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9383</guid>
		<description><![CDATA[The holiday shopping season is fast approaching, and credit card issuers are rolling out all kinds of promotions to encourage holiday shoppers to charge their way through holiday shopping lists.
"Consumers lose their minds a little bit" around the holiday shopping season, says John Ulzheimer, president of consumer education at SmartCredit.com.
If you have trouble staying out of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/3-card-tips-for-holiday-shopping/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Thoughts on MasterCard&#8217;s 3Q</title>
		<link>http://www.bankrate.com/financing/credit-cards/thoughts-on-mastercards-3q/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/thoughts-on-mastercards-3q/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 21:34:33 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[MasterCard]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9357</guid>
		<description><![CDATA[Last week, I promised my perspective on MasterCard's third-quarter earnings after Visa's results last week held some interesting nuggets. Well, here it is, folks:
1. You were really happy if you owned the credit card company's stock.
MasterCard handedly beat estimates for its profit, and investors celebrated. Sadly, I don't own the stock and second, I'm more]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/thoughts-on-mastercards-3q/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Banks dish out credit cards</title>
		<link>http://www.bankrate.com/financing/credit-cards/banks-dish-out-credit-cards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/banks-dish-out-credit-cards/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 20:31:36 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Equifax]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9308</guid>
		<description><![CDATA[Good news if you're interested in getting a credit card.
Banks are still giving out credit cards in increasing numbers versus a year ago, according to new Equifax data as reported by The Wall Street Journal. At least through July.
The number of new credit cards rose by more than 25 percent to 21.6 million from January]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/banks-dish-out-credit-cards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Putting Christmas on credit</title>
		<link>http://www.bankrate.com/financing/credit-cards/putting-christmas-on-credit/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/putting-christmas-on-credit/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 21:41:20 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9279</guid>
		<description><![CDATA[With Halloween costumes stuffed into the back of the closet, everyone is now looking toward the rest of the holidays this year. And that could mean racking up credit card debt.
A USAA survey released Tuesday found that almost half of those polled plan to pay for holiday gifts with a credit card. Of those, more]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/putting-christmas-on-credit/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit card chagrin is down</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-chagrin-is-down/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-chagrin-is-down/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 21:04:01 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card issuer]]></category>
		<category><![CDATA[credit card satisfaction]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9257</guid>
		<description><![CDATA[Looks like new government regulations on credit cards have made Americans a little less disgruntled with their issuers.
A new survey of 1,258 consumers from Consumer Reports shows only 12 percent said their credit card companies treated them unfairly this year. That's down from 15 percent last year and 22 percent in 2009. Still, just more]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-chagrin-is-down/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit card horror stories</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-horror-stories/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-horror-stories/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 21:24:45 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9230</guid>
		<description><![CDATA[To keep in spirit of the day of the dead, I've culled the most recent bone-chilling headlines dealing with credit cards.
Here's one story of the undead. When Rita Katz applied for a credit card at the Gap, she was denied for an unexpected reason: Her credit report said she had kicked the bucket.
Katz, who hasn't]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-horror-stories/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Get a free $25 gift card!</title>
		<link>http://www.bankrate.com/financing/credit-cards/get-a-free-25-gift-card/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/get-a-free-25-gift-card/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 21:49:33 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[gift cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9210</guid>
		<description><![CDATA[Mark your calendars. Starting Tuesday, Nov. 1, FedEx is giving away 30,000 Shop-Small $25 American Express gift cards through its Facebook page.
The cards can be used for purchases at qualifying small businesses nationwide. The event is part of the second-annual Small Business Saturday, founded by American Express, to help boost sales at small retailers during]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/get-a-free-25-gift-card/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Lessons from Visa&#8217;s earnings</title>
		<link>http://www.bankrate.com/financing/credit-cards/lessons-from-visas-earnings/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/lessons-from-visas-earnings/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 20:12:27 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9168</guid>
		<description><![CDATA[Poring through company earnings statements and reading transcripts of their investor calls isn't fun. But invariably, valuable nuggets are revealed.
On Wednesday, Visa announced its fiscal fourth-quarter financial results, which, by the way, left investors lukewarm because its profit beat expectations but its revenue did not. But that's not what you're reading for. So here are]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/lessons-from-visas-earnings/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Card swiper goes mainstream</title>
		<link>http://www.bankrate.com/financing/credit-cards/card-swiper-goes-mainstream/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/card-swiper-goes-mainstream/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 21:31:01 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[square]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9151</guid>
		<description><![CDATA[The little Square plastic reader that could is hitting the big time after retail giant Wal-Mart said it will carry the mobile phone credit card swiper in its stores.
That's good news for the thousands of micro business owners -- from crafters to bake-sale moms to at-home wedding cake creators -- who turn away potential customers]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/card-swiper-goes-mainstream/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How it feels to be platinum</title>
		<link>http://www.bankrate.com/financing/credit-cards/how-it-feels-to-be-platinum/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/how-it-feels-to-be-platinum/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 19:56:01 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[charge cards]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9128</guid>
		<description><![CDATA[For a few hours last week, I took a break from being a regular Jane to try out the life of an American Express Platinum cardholder.
The credit card issuer invited me, along with my closest media cohorts, to a lunch catered by Swiss-born, renowned chef Daniel Humm, whose soon-to-be released cookbook shares the same name]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/how-it-feels-to-be-platinum/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Do you underestimate card debt?</title>
		<link>http://www.bankrate.com/financing/credit-cards/do-you-underestimate-card-debt/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/do-you-underestimate-card-debt/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 19:43:12 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card balance]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9095</guid>
		<description><![CDATA[Worried about credit card debt? You may be deeper in the red than you realize.
When it comes to credit card debt, many Americans underestimate how much they owe by at least one-third, according to an Oct. 20 report in The New York Times.
For the average household there's a $2,400 difference between what a consumer thinks]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/do-you-underestimate-card-debt/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Let&#8217;s celebrate credit!</title>
		<link>http://www.bankrate.com/financing/credit-cards/lets-celebrate-credit/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/lets-celebrate-credit/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 20:28:30 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[building credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[FICO]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9026</guid>
		<description><![CDATA[Happy Get Smart About Credit Day!
Sure, it's not one of those days where you exchange presents or invite family over for dinner, but taking the time to learn about your credit is something to observe.
The day is sponsored by the American Bankers Association Education Foundation, which is sending out more than 3,300 bankers nationwide to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/lets-celebrate-credit/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Your city&#8217;s credit score</title>
		<link>http://www.bankrate.com/financing/credit-cards/your-citys-credit-score/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/your-citys-credit-score/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 19:28:19 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[VantageScore]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9015</guid>
		<description><![CDATA[Cheeseheads boast the highest credit scores in the country.
That's the takeaway from Experian's credit study released last week that breaks down a city's average credit score, based on VantageScore credit ratings, which range from 501-990. Four of the top 10 spots were taken by cities in Wisconsin. Wausau took No. 1 with a score of 789.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/your-citys-credit-score/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Credit card flow or retreat?</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-flow-or-retreat/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-flow-or-retreat/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 20:53:09 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8994</guid>
		<description><![CDATA[Just after we get news that banks are giving more credit cards to Americans with not-so-pretty credit and offering bigger credit limits to everyone, we hear late payments are rising again after more than two years of declines.
So will the latter unhinge the former?
First, the good news: Equifax said earlier this month that banks issued]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-flow-or-retreat/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Credit card offers = junk mail?</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-offers-junk-mail/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-offers-junk-mail/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 20:39:03 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card offers]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8978</guid>
		<description><![CDATA[How often does a credit card offer end up in the proverbial round file in your house?
One study by mail manager Catalog Choice found that almost two-thirds of people surveyed never opened credit card offers. Of course, the survey polled its customers, or Americans who are diligent about managing their mail, and the results don't]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-offers-junk-mail/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>An app for instant credit</title>
		<link>http://www.bankrate.com/financing/credit-cards/an-app-for-instant-credit/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/an-app-for-instant-credit/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 16:02:09 +0000</pubDate>
		<dc:creator>Lucy Lazarony</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[instant credit]]></category>
		<category><![CDATA[iPhone app]]></category>
		<category><![CDATA[store credit card]]></category>
		<category><![CDATA[U.S. Bank]]></category>
		<category><![CDATA[virtual credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8952</guid>
		<description><![CDATA[Move over stodgy store credit cards. Now there's an app for instant credit.
A new app launched by U.S. Bank allows iPhone users to apply and receive on-the-spot credit at retail stores.
Rather than apply for a store credit card like the rest of us, iPhone users will be able to reach for their phones and, voila,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/an-app-for-instant-credit/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Amazon discovers Discover</title>
		<link>http://www.bankrate.com/financing/credit-cards/amazon-discovers-discover/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/amazon-discovers-discover/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 20:59:18 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8915</guid>
		<description><![CDATA[Discover cardholders have one more way to buy items on Amazon.com: with rewards points.
The credit card issuer on Tuesday unveiled its new pairing with the online retail giant that allows Discover cardholders to pay for Amazon purchases with Cashback Bonus points.
And to kick off the holiday shopping season, cardholders will earn double cash rewards on]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/amazon-discovers-discover/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Card data: Signs of bad times</title>
		<link>http://www.bankrate.com/financing/credit-cards/card-data-signs-of-bad-times/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/card-data-signs-of-bad-times/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 19:14:31 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8890</guid>
		<description><![CDATA[Recent credit card stats seem like good news at first blush.
Credit card debt declined in August for the second straight month, per the Federal Reserve. Late payments on credit cards fell in the second quarter, according to the American Bankers Association. And more rewards credit card holders are redeeming their rewards, according to a Capital One]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/card-data-signs-of-bad-times/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Charge in euros or dollars?</title>
		<link>http://www.bankrate.com/financing/credit-cards/charge-in-euros-or-dollars/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/charge-in-euros-or-dollars/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 20:04:38 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[foreign transaction fee]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8871</guid>
		<description><![CDATA[Two weeks ago, my brother-in-law stumped me with a credit card question. While traveling in Ireland with my family, he encountered retailer after retailer asking if he wanted to charge his purchase with his Capital One credit card in euros or dollars.
Imagine my embarrassment when I couldn't help him answer that question.
To keep things interesting,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/charge-in-euros-or-dollars/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Time to swap debit for credit?</title>
		<link>http://www.bankrate.com/financing/credit-cards/time-to-swap-debit-for-credit/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/time-to-swap-debit-for-credit/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 17:30:53 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8825</guid>
		<description><![CDATA[So no one likes these new debit card fees that are in the offing. Does that mean it's time to put purchases on your credit card instead?
Before answering that question, let's back up to the beginning. Bank of America said last week it's going to charge a $5 fee every month you use your debit]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/time-to-swap-debit-for-credit/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Mass. war over insurance scores</title>
		<link>http://www.bankrate.com/financing/credit-cards/mass-war-over-insurance-scores/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/mass-war-over-insurance-scores/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 18:49:43 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8787</guid>
		<description><![CDATA[A battle is waging in Massachusetts over the use of credit scores to determine auto insurance rates.
The Massachusetts Association of Insurance Agents, or MAIA, is getting ready to go door-to-door, so to speak, to gather enough voter signatures to place the possible ban of the practice on the state ballot next year. The petition also includes]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/mass-war-over-insurance-scores/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Credit education by Experian</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-education-by-experian/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-education-by-experian/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 19:55:25 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8760</guid>
		<description><![CDATA[Sometimes general answers to common credit answers aren't enough. Some consumers want more personalized help, and that is what Experian is offering.
On Wednesday, the credit reporting bureau, one of the three major ones in the industry, launched a new service nationwide that provides consumers with a one-on-one call with a credit expert to help them]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-education-by-experian/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Say hi to a new credit report</title>
		<link>http://www.bankrate.com/financing/credit-cards/say-hi-to-a-new-credit-report/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/say-hi-to-a-new-credit-report/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 20:53:33 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8710</guid>
		<description><![CDATA[As if keeping up with reports from the three main credit bureaus wasn't enough, another credit report is making its debut. And it knows even more about you.
CoreLogic, a provider of information, analytics and business services, said Monday it is launching a new credit report to help lenders make even better decisions about who should]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/say-hi-to-a-new-credit-report/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Cap on upfront fees postponed</title>
		<link>http://www.bankrate.com/financing/credit-cards/cap-on-upfront-fees-postponed/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/cap-on-upfront-fees-postponed/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 13:33:36 +0000</pubDate>
		<dc:creator>Leslie McFadden</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit CARD Act]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[First Premier]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8657</guid>
		<description><![CDATA[The law known as the Credit CARD Act implemented a number of restrictions on credit card fees. This week a federal judge stepped in to stall the effective date of one of those fee limits.
A quick recap of events:
One of the provisions in the Credit Card Accountability, Responsibility and Disclosure Act of 2009 limited nonpenalty fees]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/cap-on-upfront-fees-postponed/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Pay $90 to build credit?</title>
		<link>http://www.bankrate.com/financing/credit-cards/pay-90-to-build-credit/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/pay-90-to-build-credit/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 20:40:37 +0000</pubDate>
		<dc:creator>Leslie McFadden</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[rentreporters]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8637</guid>
		<description><![CDATA[If you have no credit and wanted to establish it, you could start with a secured credit card or store card and build a good credit score over time. But what if you didn't want to take on any debt?
Enter RentReporters.com, a new service that validates your rent payments with your landlord and reports your]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/pay-90-to-build-credit/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Proposal to aid debt collectors</title>
		<link>http://www.bankrate.com/financing/credit-cards/proposal-to-aid-debt-collectors/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/proposal-to-aid-debt-collectors/#comments</comments>
		<pubDate>Mon, 26 Sep 2011 21:19:19 +0000</pubDate>
		<dc:creator>Leslie McFadden</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[debt collectors]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8581</guid>
		<description><![CDATA[One little paragraph in President Barack Obama's deficit-reduction plan could make it easier for federal debt collectors to reach delinquent consumers.
The Huffington Post reported that on page 28 of the proposal was a section that would allow federal agencies to call people's mobile phones to collect debts owed to or guaranteed by the federal government,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/proposal-to-aid-debt-collectors/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Pair defeats $92k in debt</title>
		<link>http://www.bankrate.com/financing/credit-cards/pair-defeats-92k-in-debt/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/pair-defeats-92k-in-debt/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 19:06:26 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8513</guid>
		<description><![CDATA[Give it up for the Baileys from Jackson, Mich.
The couple, Jerry and Sue, paid off $92,000 in credit card debt in five and a half years and has been named Clients of the Year by the National Foundation for Credit Counseling, according to a release from the nonprofit on Thursday.
The Baileys rejected bankruptcy as an]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/pair-defeats-92k-in-debt/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Citi offers clog mailboxes</title>
		<link>http://www.bankrate.com/financing/credit-cards/citi-offers-clog-mailboxes/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/citi-offers-clog-mailboxes/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 21:33:05 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Citi]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8486</guid>
		<description><![CDATA[Did you get a Citi credit card offer this summer? I bet you did.
The credit card issuer mailed out 346 million card offers to consumers in North America from July through September, the most of any other company, according to results of Synovate's Mail Monitor, which was released early to The Wall Street Journal.
The Wall Street]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/citi-offers-clog-mailboxes/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Google Wallet adds more plastic</title>
		<link>http://www.bankrate.com/financing/credit-cards/google-wallet-adds-more-plastic/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/google-wallet-adds-more-plastic/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 18:55:22 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Google Wallet]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8461</guid>
		<description><![CDATA[Now you can fit more credit cards in your virtual wallet.
Visa, Discover and American Express jumped on the Google Wallet bandwagon, the search engine giant said Monday.
The app transforms a cell phone into a payment method, enabling consumers to leave their plastic at home and tap their phones to complete purchases at payment terminals that]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/google-wallet-adds-more-plastic/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Easy-to-read card contracts</title>
		<link>http://www.bankrate.com/financing/credit-cards/easy-to-read-card-contracts/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/easy-to-read-card-contracts/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 21:17:38 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[hsbc]]></category>
		<category><![CDATA[JPMorgan Chase]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8439</guid>
		<description><![CDATA[It's not Pulitzer-worthy, but the new credit card agreements from some issuers deserve a little recognition.
CreditCards.com reported Monday that several large issuers -- including Chase, HSBC, Discover and Citi -- are rewriting their card contracts in simpler, plainer English that every Joe can read and understand.
The multipage contracts that consumers get when they open an]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/easy-to-read-card-contracts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A credit card for chefs</title>
		<link>http://www.bankrate.com/financing/credit-cards/a-credit-card-for-chefs/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/a-credit-card-for-chefs/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 20:10:57 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Barclaycard]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8415</guid>
		<description><![CDATA[For aspiring Gordon Ramsays, Bobby Flays and Rachael Rays (or those who just want to mimic their kitchens), here's a rewards credit card for you.
Williams-Sonoma served up its first credit card with Barclaycard Thursday, featuring the Visa logo. Cardholders earn three rewards points for every dollar spent at the culinary retailer along with one-for-one rewards]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/a-credit-card-for-chefs/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit card debt, be gone!</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-debt-be-gone/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-debt-be-gone/#comments</comments>
		<pubDate>Thu, 15 Sep 2011 21:23:05 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[JPMorgan Chase]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8373</guid>
		<description><![CDATA[Chase credit cardholders behaved better than Capital One's last month. But overall, Americans continue to treat their plastic with more respect.
The "Viking" company reported Thursday that the percentage of customers who paid their credit card bills at least 30 days late ticked up to 3.43 percent last month from 3.37 percent.
The rate at which Capital]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-debt-be-gone/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gift cards for online games</title>
		<link>http://www.bankrate.com/financing/credit-cards/gift-cards-for-online-games/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/gift-cards-for-online-games/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 21:14:26 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[gift cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8353</guid>
		<description><![CDATA[Have you seen Subway's new menu item? Game credits for Battlestar Galactica Online.
Well, almost.
Thanks to the creation of Openbucks, a gift card payment network, customers can buy gift cards from participating retailers and redeem them for online games.
The retailers include Subway, Circle K, CITGO, Hess and Sports Authority. After buying an Openbucks-enabled gift card, someone can]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/gift-cards-for-online-games/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>AmEx flies with Virgin</title>
		<link>http://www.bankrate.com/financing/credit-cards/amex-flies-with-virgin/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/amex-flies-with-virgin/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 20:19:24 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8336</guid>
		<description><![CDATA[American Express is bidding bon voyage to Continental and bonjour to Virgin.
The credit card issuer said Monday that Richard Branson's airline is joining AmEx's membership rewards program. Virgin America will fill the gap left by Continental Airlines, which leaves the program at the end of this month. Continental's breakup with American Express comes as the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/amex-flies-with-virgin/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit card thieves abound!</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-thieves-abound/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-thieves-abound/#comments</comments>
		<pubDate>Mon, 12 Sep 2011 19:37:28 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card fraud]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8320</guid>
		<description><![CDATA[From the looks of the news on credit cards, it seems like a criminal is on every corner trying to steal your credit card information.
An Indiana man was just locked up for 14 years after being found guilty of creating counterfeit credit cards. Secret Service agents found almost 21,000 credit card accounts on his computers, in his email and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-thieves-abound/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>The get-a-better-credit-card app</title>
		<link>http://www.bankrate.com/financing/credit-cards/the-get-a-better-credit-card-app/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/the-get-a-better-credit-card-app/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 21:19:31 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8306</guid>
		<description><![CDATA[Imagine credit card companies stealing each other's customers over smartphone. It's not so farfetched.
On Thursday, Mitek Systems unveiled a new app that allows you to search for a better credit card rate than the one you already have and instantly transfer the balance to a new credit card account. All via your iPhone, BlackBerry and Android.
Here's]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/the-get-a-better-credit-card-app/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The kids are alright plasticwise</title>
		<link>http://www.bankrate.com/financing/credit-cards/the-kids-are-alright-plasticwise/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/the-kids-are-alright-plasticwise/#comments</comments>
		<pubDate>Thu, 08 Sep 2011 21:11:28 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8211</guid>
		<description><![CDATA[It might be time for the kids to sit their parents and grandparents down for a lesson on credit card debt.
At least that's the takeaway from a report last week from Auriemma Consulting Group showing that the younger set of credit cardholders are the more responsible.
The survey revealed that about one in four Millenials, or]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/the-kids-are-alright-plasticwise/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AmEx debuts e-gift card</title>
		<link>http://www.bankrate.com/financing/credit-cards/amex-debuts-e-gift-card/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/amex-debuts-e-gift-card/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 18:31:15 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[gift card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8243</guid>
		<description><![CDATA[Here's a new option for gift givers: the new American Express eGift Card.
The new virtual card, unveiled Tuesday, mimics the credit card company's "real" gift card with no fees after purchase, such as for activation, checking on the balance and monthly servicing. The funds also don't expire. The cost to you: A $2.95 upfront charge.
Gift]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/amex-debuts-e-gift-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit card debt immortality</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-card-debt-immortality/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-card-debt-immortality/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 19:04:07 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt collection]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8182</guid>
		<description><![CDATA[Here's a morbid thought: Credit card debt doesn't die, even if you do.
That's the takeaway from a report on CNNMoney.com Thursday, which highlights the efforts of Discover to collect credit card debt of a deceased woman. The credit card company called the woman's daughter only two weeks after her mother passed away, asking her to make]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/credit-card-debt-immortality/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>An online slipup at the CFPB</title>
		<link>http://www.bankrate.com/financing/credit-cards/an-online-slipup-at-the-cfpb/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/an-online-slipup-at-the-cfpb/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 15:15:44 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[consumer financial protection bureau]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8128</guid>
		<description><![CDATA[The debut of a federal consumer watchdog doesn't come without a few hiccups.
The Consumer Financial Protection Bureau, which enjoyed its proverbial ribbon-cutting July 21, has run into its first problem: delayed credit card complaints.
A Bloomberg News report on Tuesday revealed that some of the credit card gripes filed online on the CFPB's website have yet to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/an-online-slipup-at-the-cfpb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BofA&#8217;s new cash rewards cards</title>
		<link>http://www.bankrate.com/financing/credit-cards/bofas-new-cash-rewards-cards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/bofas-new-cash-rewards-cards/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 21:36:14 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[cash back]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=8114</guid>
		<description><![CDATA[Bank of America is boosting its cash-back credit card offerings.
On Wednesday the bank launched its BankAmericard Cash Rewards and Cash Rewards for Business MasterCard, both of which feature 1 percent cash back on all purchases, no expiration on rewards and no annual fee.
BankAmericard Cash Rewards cardholders also earn 2 percent cash back on groceries and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/bofas-new-cash-rewards-cards/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>

