Understanding the new credit card rules
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5 new rights for credit card users

Credit Card Rules » 5 new rights for credit card users

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Many consumers have never heard of the law that brought about recent changes in credit card disclosures, offers and industry practices. In fact, just half of credit card holders report awareness of the Credit Card Accountability, Responsibility and Disclosure Act of 2009, according to a 2011 survey from Synovate, a global market research firm.

Though the law rolled out in three main phases, the biggest round of provisions took effect on Feb. 22, 2010.

Here are five rights or protections consumers gained through the Credit CARD Act.


 

 

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Product Rate Change Last week
Balance Transfer Cards 15.77%  0.06 15.71%
Cash Back Cards 16.48%  0.07 16.41%
Low Interest Cards 10.96%  0.10 10.86%
 
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