Checking » Credit Union » Compare 2012 Credit Union AccountsBankrate surveyed 50 of the nation's largest credit unions to find the best checking accounts. Thirty-six institutions offer free checking -- only two fewer than in last year's survey.This chart provides checking account yields, monthly service fees, penalties for nonsufficient funds, and the minimum to open an account to earn interest for those credit unions in the survey.To see the details of each institution's checking account, click on the name of the credit union.Compare credit union checking accountsInstitution nameYield % *Minimum to openMonthly service feeNonsufficient fundsAlaska USA Federal Credit UnionN/A$1.00$5.00$20.00Alliant Credit UnionN/A$25.00$0.00$25.00America First Credit Union0.05$1.00$0.00$25.00American Airlines Federal Credit Union0.05$25.00$0.00$25.00Bank-Fund Staff Federal Credit UnionN/A$1.00$0.00$30.00BECU0.05$1.00$0.00$25.00Bethpage Federal Credit UnionN/A$1.00$0.00$30.00Citizens Equity First Credit UnionN/A$25.00$0.00$25.00Delta Community Credit Union0.10$1.00$0.00$25.00Desert Schools Federal Credit UnionN/A$20.00$5.00$35.00DFCU Financial Credit UnionN/A$20.00$0.00$30.00Digital Federal Credit UnionN/A$25.00$0.00$30.00Eastman Credit Union0.05$1.00$0.00$30.00Ent Federal Credit UnionN/A$1.00$0.00$25.00ESL Federal Credit UnionN/A$1.00$0.00$37.00First Tech Federal Credit UnionN/A$1.00$0.00$28.00Hudson Valley Federal Credit Union0.10$1.00$0.00$27.00Kinecta Federal Credit UnionN/A$1.00$2.00$29.00Lake Michigan Credit UnionN/A$1.00$0.00$30.00Lockheed Federal Credit UnionN/A$25.00$2.95$29.00Mountain America Federal Credit UnionN/A$1.00$2.00$20.00Navy Federal Credit Union0.10$1.00$0.00$29.00Northwest Federal Credit UnionN/A$1.00$0.00$32.50OnPoint Community Credit UnionN/A$50.00$0.00$30.00Patelco Credit UnionN/A$10.00$0.00$28.00Pennsylvania State Employees Credit Union$0.10$1.00$0.00$30.00Pentagon Federal Credit UnionN/A$25.00$10.00$30.00Police and Fire Federal Credit Union0.15$1.00$0.00$19.00Randolph-Brooks Federal Credit Union0.05$1.00$0.00$20.00Redstone Federal Credit UnionN/A$1.00$0.00$25.00San Antonio Federal Credit UnionN/A$25.00$0.00$25.00San Diego County Credit UnionN/A$25.00$2.00$27.00SchoolsFirst Federal Credit UnionN/A$25.00$0.00$20.00Security Service Federal Credit UnionN/A$10.00$2.00$27.50Space Coast Credit UnionN/A$25.00$6.00$30.00Star One Credit Union0.25$100.00$3.00$13.00State Employees' Credit Union0.25$1.00$1.00$12.00State Employees Federal Credit UnionN/A$1.00$0.00$25.00State Employees Credit Union of MarylandN/A$25.00$5.00$30.00Suncoast Schools Federal Credit UnionN/A$25.00$0.00$29.00Teachers Federal Credit Union0.15$1.00$0.00$30.00The Golden 1 Credit UnionN/A$1.00$0.00$26.00Tinker Federal Credit UnionN/A$25.00$0.00$22.50Tower Federal Credit Union0.10$10.00$0.00$25.00United Nations Federal Credit Union0.10$1.00$0.00$25.00Virginia Credit UnionN/A$20.00$0.00$30.00Visions Federal Credit UnionN/A$1.00$8.00$25.00VyStar Credit UnionN/A$1.00$0.00$32.00Wescom Credit UnionN/A$1.00$5.00$30.00Wings Financial Credit Union0.25$1.00$0.00$25.00
Checking » Credit Union » Compare 2012 Credit Union Accounts
Bankrate surveyed 50 of the nation's largest credit unions to find the best checking accounts. Thirty-six institutions offer free checking -- only two fewer than in last year's survey.
This chart provides checking account yields, monthly service fees, penalties for nonsufficient funds, and the minimum to open an account to earn interest for those credit unions in the survey.
To see the details of each institution's checking account, click on the name of the credit union.
*N/A: The account is not an interest-yielding checking account, or the yield is zero percent.
Bankrate surveyed 50 credit unions from July 5 to July 11, 2012. Check with the institution, as details may have changed since then.
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