2011 Credit Union Checking Study » Study ResultsBankrate surveyed 50 of the nation's largest credit unions to find the best checking accounts. Thirty-eight institutions offer free checking.This chart provides checking account yield, monthly service fee, penalty for nonsufficient funds and the minimum to open an account to earn interest for those credit unions in the survey.To see the details of each institution's checking account, click on the name of the credit union.Credit unionsInstitution nameYield %Minimum to openMonthly service feeNonsufficient fundsAddison Avenue Federal Credit Union0.05$2,500.00$0.00$25.00Alaska USA Federal Credit UnionN/A$5.00$5.00$20.00Alliant Credit UnionN/A$1.00$0.00$29.00America First Credit Union0.15$500.00$0.00$25.00American Airlines Federal Credit UnionN/A$25.00$5.75$25.00Bank-Fund Staff Federal Credit UnionN/A$1.00$0.00$30.00BECU0.25$1.00$0.00$25.00Bethpage Federal Credit UnionN/A$1.00$0.00$30.00Citizens Equity First Credit UnionN/A$25.00$0.00$25.00Delta Community Credit Union0.35$1.00$0.00$20.00Desert Schools Federal Credit UnionN/A$1.00$5.00$35.00DFCU Financial Credit UnionN/A$20.00$0.00$30.00Digital Federal Credit UnionN/A$25.00$0.00$30.00Eastman Credit Union0.10$1.00$0.00$28.00Ent Federal Credit UnionN/A$1.00$0.00$25.00ESL Federal Credit UnionN/A$1.00$0.00$35.00 Institution nameYield %Minimum to openMonthly service feeNonsufficient fundsFirst Tech Credit UnionN/A$1.00$0.00$28.00Hudson Valley Federal Credit Union0.25$5.00$0.00$24.00Kinecta Federal Credit UnionN/A$1.00$0.00$29.00Lockheed Federal Credit UnionN/A$25.00$2.95$29.00Mission Federal Credit Union0.05$500.00$7.00$23.00Mountain America Federal Credit UnionN/A$100.00$0.00$20.00Navy Federal Credit Union0.15$1.00$0.00$29.00OnPoint Community Credit UnionN/A$100.00$0.00$30.00Patelco Credit UnionN/A$10.00$0.00$28.00Pennsylvania State Employees Credit Union0.10$1.00$0.00$30.00Pentagon Federal Credit UnionN/A$25.00$10.00$30.00Police and Fire Federal Credit Union0.25$1.00$0.00$19.00Randolph-Brooks Federal Credit Union0.15$1.00$0.00$20.00Redstone Federal Credit UnionN/A$1.00$0.00$25.00San Antonio Federal Credit UnionN/A$25.00$0.00$25.00San Diego County Credit UnionN/A$25.00$2.00$27.00 Institution nameYield %Minimum to openMonthly service feeNonsufficient fundsSchoolsFirst Federal Credit UnionN/A$25.00$0.00$20.00Security Service Federal Credit UnionN/A$1.00$0.00$25.00Space Coast Credit UnionN/A$25.00$0.00$30.00Star One Credit Union0.25$100$3.00$13.00State Employees' Credit Union0.25$1.00$1.00$12.00State Employees Credit Union of MarylandN/A$25.00$5.00$30.00State Employees Federal Credit UnionN/A$1.00$0.00$25.00Suncoast Schools Federal Credit UnionN/A$25.00$0.00$29.00Teachers Federal Credit Union0.15$2,500.00$0.00$30.00The Golden 1 Credit UnionN/A$1.00$0.00$26.00Tinker Federal Credit UnionN/A$25.00$0.00$22.50Tower Federal Credit Union0.15$10.00$0.00$20.00United Nations Federal Credit Union0.15$1.00$0.00$25.00Virginia Credit UnionN/A$20.00$0.00$30.00Visions Federal Credit UnionN/A$1.00$8.00$25.00Vystar Credit Union0.15$10.00$0.00$32.00Wescom Credit UnionN/A$1.00$5.00$30.00Wings Financial Credit Union0.25$25.00$0.00$25.00This information was gathered the week of Jan. 24, 2011. Check with the institution as details may have changed since then.« Back to the 2011 Credit Union Checking Study. advertisementRelated Links:Get good bank rates, avoid bad bank feesCredit unions: free-checking champions2011 Credit Union Checking Study Related Articles:Credit union checking infographicCredit unions, small banksNew credit union services
2011 Credit Union Checking Study » Study Results
Bankrate surveyed 50 of the nation's largest credit unions to find the best checking accounts. Thirty-eight institutions offer free checking.
This chart provides checking account yield, monthly service fee, penalty for nonsufficient funds and the minimum to open an account to earn interest for those credit unions in the survey.
To see the details of each institution's checking account, click on the name of the credit union.
This information was gathered the week of Jan. 24, 2011. Check with the institution as details may have changed since then.
« Back to the 2011 Credit Union Checking Study.
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