Expert commentary regarding retirement planning and saving for retirement

Could you be saving too much?

You might not even realize you're in the slender slice of the population that is retirement-rich.

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Self-employed workers can choose from several retirement plans that vary in cost and complexity.
Everyone has an estate. If you don't plan for the distribution of your assets, the state has a backup plan.
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Retirees can avoid outliving their money by buying annuities, but they can be complex and costly.
Use your clout and common sense to reduce the impact of fees on your retirement nest egg.
Economic changes and possible tax reform make this a good time to review your plan.
Annuities have good and bad points. Dig deep to learn all the restrictions, fees and taxes involved.
Compare Rates
See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards.

Mortgages
Despite record low rates, mortgage applications have plummeted recently. What's the problem?

Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.03%
5.02%
15 yr fixed
4.53%
4.60%
5/1 ARM
4.06%
4.09%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.27%
5.29%
30K Home Equity Loan
8.33%
8.31%
50K HELOC
4.99%
5.02%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
6.99%
6.93%
48 Mo New Car
6.77%
6.57%
36 Mo Used Car
7.14%
7.03%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
1.26%
1.27%
1 Yr CD
1.71%
1.71%
5 Yr CD
2.94%
2.90%
Compare rates:
Product Rate
Low Interest Cards 9.75%
Balance Transfer Cards 14.58%
All Variable 11.68%
Compare rates:  
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