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Annuity right for you?

An annuity is one type of investment for retirement. Before you buy, answer these questions.

Buy annuity at age 85?

An annuity is one way to provide income in retirement. Follow these guidelines before buying.

Assets to give away now

You can use two types of trusts to shield your home or investment portfolio from estate taxes.

Pre-retirees in downturn

Those within 10 years of reaching retirement age lost jobs and face long-term unemployment.

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Rate Trend Index: Mortgages

About this index

Overnight Averages

Product	Rate	+/-	Last week
30 yr fixed mtg	3.88%		3.85%
15 yr fixed mtg	3.20%		3.17%
5/1 ARM	2.88%		2.85%

View rates in your area:

Product	Rate	+/-	Last week
$30K HELOC	4.67%		4.71%
$30K home equity loan	5.99%		6.00%
$50K HELOC	4.28%		4.32%

View rates in your area:

Product	Rate	+/-	Last week
48 month used car loan	4.80%		4.80%
48 month new car loan	4.03%		3.65%
36 month used car loan	4.87%		4.89%

View rates in your area:

Product	Yield	+/-	Last week
6 month CD	0.47%		0.48%
1 yr CD	0.76%		0.76%
5 yr CD	1.55%		1.57%

Compare rates:

Product	Rate
Balance Transfer Cards	16.14%
Cash Back Cards	16.44%
Low Interest Cards	10.78%

Compare rates:

By Jennie Phipps

Retirement »

How to save Humpty-Dumpty

Sarah Toevs, director of the Center for Aging at Boise State University, calls the baby-boomer bulge "Humpty-Dumpty," after the eg

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