Average car loan rate by credit
You can still get a decent rate without perfect credit.
5 min read
Auto Loans
Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.
Helpful links
You can still get a decent rate without perfect credit.
Consider the pros and cons of financing a car.
How to refinance your car loan
Auto Loans
Here’s how to refinance a car loan and save.
Reviews & tools
Editor's picks
Learn more about auto loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Writer and Consumer Lending Analyst
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
Avoid these car financing mistakes that can take money out of your pocket.
Shopping around is important if you’re seeking a car loan with bad credit.
Here’s how to decide whether leasing or buying a car is right for you.
It could be smart to pay off your loan entirely or make larger payments.
Calculate your interest payments and determine how much interest you’ll pay overall.
Prepare for high rates of inflation if you plan to buy a vehicle this season.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
You can still get a decent rate without perfect credit.
The trusted provider of accurate rates and financial information