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Personal Finance
Dr Don
By
Dr. Don Taylor, Ph.D., CFA, CFP
• Bankrate.com
When in Rome, start 529 savings plan
A family living in Rome half of the year can use several college savings vehicles in the U.S.
Archive
How do I create an emergency fund?
Article:
When you create an emergency fund, consider these investment options.
2012-02-08T00:00:00
To pay kid's college, HELOC or refinance?
Article:
To fund your child's education, these loans can help. Find out which is best.
2012-02-08T00:00:00
Spend a windfall or squirrel it away?
Article:
With debts and desires, is it your destiny to spend a windfall? Here's hoping you'll say no.
2012-02-08T00:00:00
Is cash-out refinancing right for you?
Article:
Sometimes you need extra cash. This couple could benefit from cash-out refinancing.
2012-02-08T00:00:00
How can I cut my down payment on a home?
Article:
It's tough to lower a down payment at closing. Maybe one of these options will cut your costs.
2012-02-08T00:00:00
Savings bonds stuck in inheritance feud
Article:
Guidelines govern who inherits your grandparents' bonds, but it might be costly to redeem them.
2012-02-08T00:00:00
Should I switch to a biweekly mortgage?
Article:
There's no magic to a biweekly home loan. Consider other ways to reduce your mortgage.
2012-02-08T00:00:00
Prepay mortgage or refinance your home?
Article:
You could cut your interest and loan costs by prepaying but at today's rates, why not refi?
2012-02-08T00:00:00
Is an annuity right for your retirement?
Article:
An annuity is one type of investment for retirement. Before you buy, answer these questions.
2012-02-08T00:00:00
Refinance or pay off mortgage on rental?
Article:
At today's rates, refinancing a rental has its advantages. Weigh these reasons before doing it.
2012-02-08T00:00:00
How to correct an erroneous credit report
Article:
When father and son have the same name, a credit report can get fouled up. Learn how to fix it.
2012-02-08T00:00:00
Should you buy an annuity at age 85?
Article:
An annuity is one way to provide income in retirement. Follow these guidelines before buying.
2012-02-08T00:00:00
Front-load additional mortgage payments?
Article:
Rates may be right to refi your mortgage, but closing costs might make your old loan a keeper.
2012-02-08T00:00:00
Snag lower rates with serial refinancing?
Article:
Serial refinancing is usually a bad idea, but there are exceptions that make it a smart move.
2012-02-08T00:00:00
Take out a short-term loan from your IRA
Article:
You can lend yourself money from your retirement account, but there are limits.
2012-02-08T00:00:00
Pay taxes on savings bonds for college?
Article:
When you redeem savings bonds for school, the tax impact depends on who bought them and when.
2012-02-08T00:00:00
Investing in mutual funds with low fees
Article:
Whether you do it yourself or use an adviser, you can avoid paying many fund costs.
2012-02-08T00:00:00
Boost savings before prepaying mortgage
Article:
With excess income, consider surprise emergencies before prepaying your home loan.
2012-02-08T00:00:00
Bank ratings secondary to insured deposits
Article:
Check Bankrate's Safe & Sound rating on your bank, but make sure your deposits are insured.
2012-02-08T00:00:00
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Rate
+/-
Last week
30 yr fixed mtg
3.88%
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4.66%
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4.28%
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4.80%
4.80%
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4.03%
3.64%
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4.88%
4.89%
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0.47%
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16.14%
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16.44%
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10.78%
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By
Judy Martel
Mortgages
»
Obama’s refinance dilemma
Is President Barack Obama's latest plan to allow millions more struggling homeowners to refinance their mortgages actually further
View more Bankrate Blogs »
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