Debt

Debt Adviser

By Steve Bucci • Bankrate.com

How to pay debt while improving credit score

Which is a better way to pay $5,000: a credit card balance transfer or a bank loan?

Archive

How to quickly boost my credit score

Article: Your credit report has a long memory. Here's how to get it to forget your checkered past.

Cash out investments to pay student loan?

Article: You're dying to pay off that student loan. Should you sell your investments to do it?

Use lump-sum pension to pay credit card?

Article: Your lump-sum pension was meant to be spent later, but you need the money now. What to do?

I owe $25,000. How do I get out of debt?

Article: You can't hide from debt, even if it came from being charitable. Here's how to get out.

How to handle finances after denied loan

Article: That HELOC will add to your debt, not take it away. There are other ways to fix your finances.

When will judgment disappear from credit?

Article: A judgment will eventually drop off your credit report. But that doesn't mean it's gone.

Why a settled debt is still 'past due'

Article: I settled my old credit card debt. Why is it still marked "past due" on my credit report?

Why didn't bank repo erase my boat debt?

Article: The bank took your boat and charged off the debt. So why are collectors still floating around?

Get debt collectors to leave you alone

Article: Are you being harassed by debt collectors when the debt isn't yours? Make it stop.

If I pay off loan, how's my credit score?

Article: Before you dispose of a debt, consider your credit record along with other factors.

When does old debt fall off credit report?

Article: Checking your credit reports is the best way to see if old debts are still lingering.

Should kids pay mom's debt after death?

Article: When a parent dies with a few debts, are those debts passed on to the children?

How to protect money from garnishment

Article: There are limits to what creditors can take -- especially if you have the right paperwork.

Will prenup protect fiancee from my debt?

Article: Your debt was tough to confess. Now your future in-laws want a prenup. Should you sign?

How to get out of $40K credit card debt

Article: There are ways to whittle down huge debts without filing for bankruptcy. Here are a few.

Can't pay bills from prison. What to do?

Article: A son behind bars is bad enough. Now, his creditors are calling. Here's how to help.

How to overcome secret credit card debt

Article: That hidden account of yours has snowballed into a $20,000 problem. What happens now?

Is bankruptcy the way out of payday loan?

Article: Entangled in payday loan debt? Here's a way out -- and it doesn't involve bankruptcy.

How do we pay off huge student loan debt?

Article: A college degree can leave you in debt for years. Here's how to handle those mammoth loans.

List of all archives

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30K FICO-based HELOC average
5.21%

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Home Equity Averages

Product	Rate	+/-	Last week
$30K HELOC	4.99%		5.00%
$30K home equity loan	6.17%		6.19%
$50K HELOC	4.56%		4.56%
$75K home equity loan	5.94%		5.98%

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BySteve Bucci

Debt Adviser »

Best way to retire debt

Which is a better way to pay $5,000: a credit card balance transfer or a bank loan?

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