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Debt

Debt Adviser

By Steve Bucci • Bankrate.com
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Transferring a balance to a lower-rate card can gain you protections offered by the CARD Act.
Archive
Use savings in CDs to pay off house?
Article: Depleting a savings account to pay off a mortgage could leave you vulnerable in an emergency.
2010-09-02T00:00:00
Stop saving to pay off credit card debt?
Article: Holding some unsecured debt is not necessarily bad if you have a plan to repay it.
2010-09-02T00:00:00
How low can you go with debt payment?
Article: Before you offer to pay pennies on the dollar to a creditor, be aware of how it harms your credit.
2010-09-02T00:00:00
Caught in a cycle of payday loans
Article: Interest rates on payday loans can be astronomical, so it's best to seek other ways to pay debts.
2010-09-02T00:00:00
How much can a debt counselor help?
Article: Debt counselors don't have a magic wand. Without some sort of income, they can only do so much.
2010-09-02T00:00:00
Will ditching a car payment save home?
Article: Laid-off worker wants to know the options when car loans and a mortgage are too big to handle.
2010-09-02T00:00:00
Don't get hitched until fiance fixes debt
Article: Is your fiance deep in debt? Here's why you should make him pay it off before tying the knot.
2010-09-02T00:00:00
Credit score choice: VantageScore or FICO
Article: Move over FICO, there's another credit score in town. Find out the implications for your borrowing.
2010-09-02T00:00:00
2 ways to avoid foreclosure, both painful
Article: These methods will help you sidestep foreclosure, but which will cause less damage to your credit?
2010-09-02T00:00:00
Creditor can garnish 1 party in joint debt
Article: You and your hubby got into debt together, but a creditor can make just one of you pay up.
2010-09-02T00:00:00
Bank loans help to rebuild credit
Article: Got bad credit? Don't despair. You can use your own savings to restore your ability to borrow.
2010-09-02T00:00:00
No government bailout on credit card debt
Article: There's no government aid on credit card debt, but there are plenty of options to help consumers.
2010-09-02T00:00:00
Creditors can't touch your Social Security
Article: Social Security is protected from creditors, but that doesn't mean you can ignore them. Know why?
2010-09-02T00:00:00
Before mortgage modification, pay on time
Article: Before a mortgage modification, you should keep up with your previous payment schedule. Here's why.
2010-09-02T00:00:00
Senior overspends, boosts credit card debt
Article: Making the minimum payment on credit card debt won't fix your finances. Try these methods instead.
2010-09-02T00:00:00
Pay friend's debt as a gift, not a loan
Article: Paying a friend's debt can be dicey for you. Here's an approach to avoid any misunderstanding.
2010-09-02T00:00:00
3 easy ways to rebuild your credit
Article: Everybody makes debt mistakes. Follow this advice and you'll be back with better credit in no time.
2010-09-02T00:00:00
Rebuild finances with secured credit card?
Article: A secured credit card would be open to debt collectors. Instead, you might try credit counseling.
2010-09-02T00:00:00
Double trouble: joint account garnished
Article: The perils of joint checking: It's your girlfriend's debt, but your money is garnished, too.
2010-09-02T00:00:00
List of all archives
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About this index
Home Equity Averages
Product Rate +/- Last week
30K HELOC
5.12%
5.11%
30K Home Equity Loan
7.47%
7.51%
50K HELOC
4.84%
4.84%
75K Home Equity Loan
8.25%
8.04%
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BySteve Bucci
Debt Adviser»
debt
Transferring a balance to a lower-rate card can gain you protections offered by the CARD Act.
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