Debt

Bankruptcy Adviser

By Justin Harelik • Bankrate.com

Can I lose homes in bankruptcy?

Whether you're inside or outside of bankruptcy, losing your homes is a possibility.

Archive

Debts that can't be wiped out in bankruptcy

Article: Certain debts can be covered in bankruptcy, but here are some you'll always have to pay back.

Which debts can be discharged in bankruptcy?

Article: Filing bankruptcy does have some debt exclusions, but these bills and loans are usually covered.

Help! My bank account's been levied

Article: You can try to get the money back, but it will likely cost you more in the interim.

Lender auctions home after bankruptcy filing

Article: Getting your foreclosed home back after the lender has sold it at auction won't be easy.

Will bankruptcy solve mortgage crisis?

Article: Debts, including mortgages in foreclosure, might be a good reason to see if bankruptcy can help you.

Ex's bankruptcy could ensnare divorcee

Article: Learn your legal options and financial obligations if an ex-spouse is considering a bankruptcy.

Does the bank take your house in bankruptcy?

Article: Homeowners sometimes use bankruptcy as a delay tactic when facing foreclosure.

Getting a mortgage modification post-bankruptcy

Article: It's tough to get a mortgage modification, but skipping payments isn't the answer.

Will bankruptcy take ex off the mortgage?

Article: Handling a mortgage after a divorce can mean big financial troubles if you aren't prepared.

Refinance after bankruptcy and late payments?

Article: The opportunity to refinance may be nil if you are behind on payments and lack equity.

What can creditors take in a bankruptcy?

Article: When filing Chapter 7, you must disclose all assets, but it doesn't mean you can't keep some.

Behind on mortgage in bankruptcy. What now?

Article: These options could help you keep your home post-bankruptcy when you fall behind on payments.

Should you reaffirm car loan in bankruptcy?

Article: Reaffirming a car loan in bankruptcy can have negative consequences if you aren't careful.

Will bankruptcy erase defaulted debt?

Article: It's not going to be easy getting your credit back on track after you stopped paying your debts.

Choose bankruptcy for multiple forms of debt?

Article: For debts ranging from back taxes to lawsuits, look at all your options before seeking bankruptcy.

Can 2nd lender foreclose after bankruptcy?

Article: You could be safe from foreclosure if you didn't reaffirm your HELOC in bankruptcy.

Keep car in bankruptcy by redeeming loan

Article: When you are living with your children in a car, the last thing you want is to lose it to the bank.

Bankruptcy won't harm spouse's student loan

Article: Hubby's $60,000 in debt doesn't have to cut off wife's access to student loans.

Bankruptcy for 60-year-old with $60K in debt?

Article: Bankruptcy could be an option when you are near retirement and earning less than minimum wage.

Compare Home Equity Rates

30K FICO-based HELOC average
4.77%

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About this index

Home Equity Averages

Product	Rate	+/-	Last week
$30K HELOC	4.66%		4.71%
$30K home equity loan	5.97%		6.00%
$50K HELOC	4.28%		4.32%
$75K home equity loan	5.69%		5.70%

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