2008 Financial Forecast
A calendar with months of the year flying off and a lite up lightbulb with a "$" in it
smart spending
Best time to shop

January

Air conditionersHiking gear
BikesKayaks
BoatsLCD TVs
Diet-conscious foodsLinens and bedding
Gas grillsTelevisions
Hiking/athletic shoes  

February

BoatsIrises
DaffodilsTulips
Gas grillsValentine's Day candy

March

BoatsIrises
DaffodilsSpring produce such as asparagus and broccoli
HamTulips

April

CookwareTires and auto supplies
Kosher foodVacuum cleaners
Real estate  

May

CookwareRanunculus
Grilling items for Memorial DayReal estate
LCD TVsVacuum cleaners
Peonies  

June

Hot dogs and other grilling items plus condimentsRanunculus
LCD TVsRoses
Real estate  

July

Hot dogs and other grilling items plus condimentsLarkspur
ComputersRoses

August

ComputersHot dogs and other grilling items plus condiments
DahliasZinnias

September

Canned soupRefrigerators
Canned vegetables like beans and tomatoesStoves
CarsWashing machines/Dryers
ChrysanthemumsZinnias
Dahlias

October

ChrysanthemumsRefrigerators
CookwareTires and auto supplies
GamesStoves
PuzzlesWashing machines/Dryers

November

Baking goodsIlex or holly
Carpet and flooringLCD TVs
CookwareTurkeys

December

Baking goodsLCD TVs
Carpet and flooringPoinsettias
Ilex or hollyTurkeys

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MORTGAGE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed 4.11%  0.06 4.17%
15 year fixed 3.22%  0.04 3.26%
5/1 ARM 3.46%  0.13 3.33%
 
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Product Rate Change Last week
30K FICO-based HELOC 4.31%  0.02 4.29%
50K FICO-based HELOC 4.06%  0.02 4.04%
100K FICO-based HELOC 3.91%  0.02 3.89%
 
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Product Rate Change Last week
60 month used car loan 2.79% --0.00 2.79%
48 month used car loan 2.99% --0.00 2.99%
60 month new car loan 3.23%  0.01 3.24%
 
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Product Rate Change Last week
1 Year CD 0.97%  0.00 0.97%
2 Year CD 1.18%  0.02 1.16%
5 Year CD 1.81%  0.10 1.71%
 
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Product Rate Change Last week
Balance Transfer Cards 15.75% --0.00 15.75%
Cash Back Cards 16.45% --0.00 16.45%
Low Interest Cards 10.96% --0.00 10.96%
 
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