auto

9 steps to a car loan on damaged credit

7. Shop loan terms, not monthly payments
7. Shop loan terms, not monthly payments | Brais Seara/Moment Open/GettyImages

7. Shop loan terms, not monthly payments

Look for the cheapest money -- the lowest annual percentage rate over the shortest period. Don't be sidetracked by promises of a lower monthly payment over a longer period of time, says Van Alst. If the only way you can make the payments is to take out a long-term loan, you probably can't afford the vehicle.

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Tara Baukus Mello

Tires are tops for safe driving

The season for road trips is here. Before you pack up the family, the car and get behind the wheel, read these 6 tips for safe driving.  ... Read more


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