Credit card balance transfer calculator
Calculate how much interest you can save
The "Credit card balance transfer calculator" helps determine how much interest you can save by transferring a balance to a lower interest rate card. This is called "optimizing" your debt. By entering credit card balances, rates and credit limits, this credit card balance transfer calculator determines which balance transfers will produce the greatest savings.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.