Bankrate has created a new balance transfer calculator to help you decide if this is the best move for you. Try it now.
Credit Cards
Credit Cards

Credit card balance transfer calculator

Calculate how much interest you can save

The "Credit card balance transfer calculator" helps determine how much interest you can save by transferring a balance to a lower interest rate card. This is called "optimizing" your debt. By entering credit card balances, rates and credit limits, this credit card balance transfer calculator determines which balance transfers will produce the greatest savings.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Product Rate Change Last week
Balance Transfer Cards 15.66%  0.01 15.67%
Cash Back Cards 16.36%  0.03 16.33%
Low Interest Cards 10.87% --0.00 10.87%
 
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