You just won $10,000 in the lottery. Congratulations! What do you do?

You run out to the nearest casino, sit down at the blackjack table and try to double your money.

You speak to your father's stock broker and decide to invest it in the stock market.

You put it under your mattress, or in a nice, safe certificate of deposit.

You are sitting at the blackjack table at Trump's Taj Mahal casino. You have been gambling. You started with $10,000, but you have lost $4,000 so far. How much more are your prepared to lose to win the $4,000 back?

Nothing. You quit now and go home with $6,000 in your pocket.

$2,000

More than $4,000

You decide that gambling is not the way to go. You want to get some advice on what to do with your money, so you ...

Read as much as you can, watch the news, and invest based on your research.

Ask the blackjack dealer from the table you just got up from.

Seek out the advice of a stock broker.

You have finally decided to invest the money. You invest in ...

Blue chip stocks.

A U.S. Treasury bill.

A high-tech computer company.

You are now a stock market junkie, and you are watching your new investment. You believe ...

That the value of your investment will increase.

That the value of your investment will decrease.

Equally that the value of your investment will increase or decrease.

You wake up this morning and hear the market went down 2,000 points (Arrgh!!!). What do you do?

Invest more because prices are lower -- if it was a good buy at the original price it is even better now.

Wait for the market to return to its previous level and leave your investment alone.

Sell everything, put the remaining money in a savings account, and sleep soundly.

Well, with all of this excitement, you realize you're enjoying this stock market ''thing,'' so you decide to ride out the storm. How long do you expect it will take for your investment to double?

One year

Three years

Five years

Believe it or not, your stock is not affected by the decline in the market, and one month later, the value of your stock is up 50 percent. You have no information on why this is happening, but you decide to...

Buy more.

Sit tight and hold on to your original position.

Sell it, put the money into your savings account and call it a day.