Alert feds of credit report errors
By Brigitte Yuille • Bankrate.com

Want to express your opinions and complaints about the credit reporting system? You've got until May 22 to speak your peace.

Federal financial regulatory agencies want to find out about those errors on your credit reports and how they can help fix them. The agencies are developing guidelines and rules on accuracy and integrity required under the Section 312 rule in the Fair and Accurate Credit Transactions Act of 2003.

Feds reviewing reports Ever find faulty information on your credit report? If so, the federal government wants to hear from you.

• Office of the Comptroller of the Currency • Federal Reserve • Federal Deposit Insurance Corp. • Office of Thrift Supervision • National Credit Union Administration • Federal Trade Commission

In general, it's important for consumers providing comments to the agencies to include in the body of the letter the docket number and/or regulatory number, the name of the agency, the specified heading or subject line and person's contact information such as name, address and phone number.

Consumers sending comments via the U.S. Postal Service or delivering the information in person are encouraged to include on the front of the envelope the docket number and/or regulatory number and the specified heading/subject line. The same information is encouraged when sending the comments via e-mail.

Comments will not be edited to remove any identifying or contact information. However, the Federal Trade Commission will make an effort to remove home contact information for comments it receives before posting them on its Web site. Background documents and the project summary are also available. Participants' comments can also be viewed.

Office of the Comptroller of the Currency, or OCC

• Docket No.: 06-04
• Regulatory information No.: 1557-AC89
• Federal e-rulemaking portal: Web site, Click on "Contact the OCC," scroll down and click on "Comments on proposed regulations"
• E-mail address: regs.comments@occ.treas.gov
• Fax: (202) 874-4448
• Mail: Office of the Comptroller of the Currency, 250 E St., SW., Mail Stop 1-5, Washington, DC 20219
• Hand delivery: 250 E St., SW., Attn: Public Information Room, Mail Stop 1-5, Washington, DC 20219

Federal Reserve

• Docket No.: R-1250
• Federal e-rulemaking portal: Web site
• E-mail address: regs.comments@federalreserve.gov (Include docket number in the subject line of the message.)
• Fax: (202) 452-3819 or (202) 452-3102
• Mail: Office of the Comptroller of the Currency, 250 E St., SW., Mail Stop 1-5, Washington, DC 20219
• Hand delivery: Jennifer J. Johnson, secretary, Board of Governors of the Federal Reserve System, 20th Street and Constitution Avenue, NW., Washington, DC 20551