Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
5 min read May 13, 2026 -
7 reasons your credit card was declined — and how you can respond
Prevent rejection at the register by preparing for these common reasons credit cards are declined.
6 min read May 12, 2026 -
Digital price tags increase store efficiency, but some worry they’ll spur price gouging
Electronic shelf labels let stores change prices instantly, raising concerns about surge pricing, transparency and consumer protection.
8 min read Apr 08, 2026 -
The state of women’s finances: How homeownership is becoming the great equalizer
Finance is different for everyone. We all inhabit our own money realities: white people and people of color, Gen Z and baby boomers, high earners and those with lower incomes. Women live in their own financial [...]
9 min read Apr 01, 2026 -
How do title loans work?
These high-interest, fee-heavy loans could wind up costing you your car.
5 min read Mar 31, 2026 -
The ‘attorney model’ loophole: How debt relief companies scam people seeking help
When Coya Davis sought help for her $27,000 debt, she thought she found a lifeline. Instead, she entered a predatory scheme where debt settlement firms “rent” law licenses to charge illegal fees.
11 min read Mar 11, 2026 -
Building financial independence for women through financial literacy
Here’s why financial literacy is important for women and how they can attain it.
6 min read Mar 05, 2026 -
Tax refunds are larger this year. Make yours a stepping stone for your future
Tax refunds are the biggest windfall of the year for many American households. And ‘tis the season: Through the week ending Feb. 13, nearly 13 million people had received 2025 federal tax refunds averaging [...]
5 min read Feb 27, 2026 -
New access to 401(k) accounts joins list of consumer finance ideas Trump has pitched. Here’s the status of his proposals
What President Donald Trump’s latest consumer finance proposals could mean for your money and long-term affordability.
11 min read Feb 25, 2026 -
Affordability is a big problem. Lower rates won’t solve it
There is a lot in the news right now about high interest rates and unaffordability. But the rates aren’t the main problem. Here’s what is.
5 min read Feb 13, 2026