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Make sure to choose the right type of student loan for your needs.
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Paying for college is a challenge for many students, but student loans can help.
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Here’s how to be prepared when it comes time to fill out your FAFSA form.

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Federal student loans are usually best, but you may still need private loans.
An illustration of four rolls of twenty dollar bills with graduation caps on
Make sure to choose the right type of student loan for your needs.
Navient sign outside headquarters
Navient is the latest servicer to leave federal student loan servicing.
A man looks pensively at a bill he received
In specific circumstances, your student loans can come due before you graduate.
A couple signs papers across the desk from a loan agent.
Since you likely didn’t have a federal student loan payment due for about five years, it’s understandable that your on-ramp to repayment might not have been a straight shot. You’d even be forgiven [...]
Know your rights when it comes to your defaulted student loans.
Young man working on finances at home. He has a laptop open and is using a calculator.
If your discretionary income is low, you could pay $0 on your federal student loans.
Ranyah Bullock, a senior at Delaware State University, speaks to students.
Due to high rates of student loan delinquency, nearly 60 percent of America’s HBCUs could lose access to federal aid.
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