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>Longtime financial journalist Barbara Mlotek Whelehan earned a certificate of specialization in financial planning.

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Posted: March 31, 2010

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Overnight Averages

Product	Rate	+/-	Last week
30 yr fixed mtg	3.88%		3.87%
15 yr fixed mtg	3.21%		3.19%
5/1 ARM	2.88%		2.86%

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Product	Rate	+/-	Last week
$30K HELOC	4.69%		4.72%
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$50K HELOC	4.30%		4.33%

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48 month new car loan	4.05%		3.65%
36 month used car loan	4.88%		4.87%

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Product	Yield	+/-	Last week
6 month CD	0.47%		0.48%
1 yr CD	0.76%		0.77%
5 yr CD	1.56%		1.59%

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Product	Rate
Balance Transfer Cards	16.13%
Cash Back Cards	16.54%
Low Interest Cards	10.70%

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By Jennie Phipps

Retirement »

A multicultural retirement

I grew up in West Virginia in a family where "waste not, want not" was practically a religious tenet. It has taken me at least 50

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