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2010 Credit Card Guide
Credit card guide: Woman's hand holding blue credit card on peach background
credit cards
Why do you apply for a credit card?

Top reasons to get a credit card
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What do people want in a credit card? Last fall, Bankrate surveyed 1,803 readers to learn what is important to them when shopping for a credit card. Is it a low interest rate? Great rewards program?

We thought we'd share some of the results with you. Do you agree with these cardholders?


 

 

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Credit Card Averages
Product Rate
Balance Transfer Cards 15.92%
Cash Back Cards 16.34%
Low Interest Cards 11.01%
Rewards Cards 15.80%
Compare rates:
 

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Plastic Jungle, a gift card exchange site, said it's no longer buying or selling gift cards on its website.
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