What a credit card concierge can (and can’t) do

I decided to give two concierge services a try to see what I was missing. Here’s what happened.


If you smartly freeze your credit to protect against new account fraud, there may come a time when you have to confront the obvious: The freeze may prevent you from getting credit when you need it.


If a Christmas toy breaks, don’t forget this credit card perk

An unheralded perk of many credit cards is protection against breakage and theft. Remember that when doing your holiday shopping this year.

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