Credit cards make our lives easier -- until a mistake shows up in the account. When that happens, these letters can help you clear up your plastic problem.
I didn't buy that! -- The shopping spree that showed up on your statement is not yours. This letter will help you convince your card company to remove the charges.
Lashing out at late-payment fees -- Just because your credit card company sticks you with a late fee doesn't mean you have to take it lying down.
Requesting a reasonable rate -- A few simple steps detailed in this letter can help you lower the bar on your credit card interest rate.
Making it a smooth transition -- When you transfer balances from one account to another, this letter will help ease the money move.
Shutting it down safely -- Ready to dump one of your cards? This letter can help close out your account without damaging your credit rating.
Avoiding maiden-name mayhem -- One of your new marriage tasks is to send this letter switching your credit cards from your maiden to married name.

READ MORE: Credit card information -- Check out Bankrate.com's collection of credit card stories for more ways to save on your plastic.

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