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Best credit card deals

Here are the best credit card deals nationally as of February 22, 2000, for customers who pay off their monthly balances as well as those who don't. The Annual Percentage Rate's compare with a national average credit card variable APR* of 16.31%. APR's* are for conventional credit cards, not premium cards, and information applies to purchases only. Cash advances frequently are charged interest from the date of transaction. Additional fees may be charged such as for exceeding a credit line, making a payment late, obtaining a cash advance, making an ATM transaction, or if a check is returned. V = Variable APR*. B=Billing ; P=Posting; T=Transaction. B, P, T describe the length of time each issuer waits before charging interest, i.e. 25 days from billing

Best deals for consumers who carry balances
Institution/Location Phone Number APR* Fee Int.
Free
Days
Pulaski Bank & Trust Co.
Little Rock, AR
(800) 980-2265
7.99%
$35
25/B
(800) 842-3262
8.75%V
$88
20/B
USAA Savings Bank
Las Vegas, NV
(800) 922-9092
9.75%V
$45
25/B
Capital One Bank
Richmond, VA
(800) 438-5544
9.90%
$0
25/B
Simmons First Natl Bank
Pine Bluff, AR
(800) 636-5151
9.95%V
$35
25/B
Metropolitan Natl Bank
Little Rock, AR
(800) 883-2511
9.96%V
$25
25/B
AFBA Industrial Bank
Colorado Springs, CO
(800) 776-2265
11.25%V
$35
25/B
Amalgamated Bank
Chicago, IL
(800) 723-0303
11.25%V
$37
25/B
First Internet Bank of Indiana
Indianapolis, IN
(888) 873-3424
12.00%
$0
25/B
Fleet Bank
Horsham, PA
(800) 225-5353 13.60%V $0 20/B
People's Bank
Bridgeport, CT
(888) 426-1114
13.90%
$0
25/B
Metropolitan Bank and Trust
Mayfield Heights, OH
(800) 837-6058
13.90%
$0
25/T
Bank One
Chicago, IL
(888) 221-9067
15.40%V
$0
20/B
SunTrust Bank
Orlando, FL
(800) 786-8787
15.49%V
$0
25/B
Comerica Bank
Detroit, MI
(800) 292-1300
16.30%V
$0
25/B
First Union
Charlotte, NC
(800) 377-3404
16.40%V
$0
25/B
Best deals for consumers who pay off balances monthly
Capital One Bank
Richmond, VA
(800) 438-5544
9.90%
$0
25/B
(800) 842-3262
10.90%V
$0
20/B
AFBA Industrial Bank
Colorado Springs, CO
(800) 776-2265
11.65%V
$0
25/B
First Internet Bank of Indiana
Indianapolis, IN
(888) 873-3424
12.00% $0 25/B
USAA Savings Bank
Las Vegas, NV
(800) 922-9092
12.65%V
$0
25/B
Fleet Bank
Horsham, PA
(800) 225-5353 13.60%V $0 20/B
People's Bank
Bridgeport, CT
(888) 426-1114
13.90%
$0
25/B

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