| Best
credit card deals
Here are the best
credit card deals nationally as of February 22, 2000, for customers who
pay off their monthly balances as well as those who don't. The Annual
Percentage Rate's compare with a national average credit card variable
APR* of 16.31%. APR's* are for conventional credit cards, not premium
cards, and information applies to purchases only. Cash advances frequently
are charged interest from the date of transaction. Additional fees may
be charged such as for exceeding a credit line, making a payment late,
obtaining a cash advance, making an ATM transaction, or if a check is
returned. V = Variable APR*. B=Billing ; P=Posting; T=Transaction. B,
P, T describe the length of time each issuer waits before charging interest,
i.e. 25 days from billing
|
| Best
deals for consumers who carry balances |
| Institution/Location |
Phone Number |
APR* |
Fee |
Int.
Free
Days |
|
Pulaski
Bank & Trust Co.
Little Rock, AR
|
(800) 980-2265
|
7.99%
|
$35
|
25/B
|
|
|
(800) 842-3262
|
8.75%V
|
$88
|
20/B
|
|
USAA
Savings Bank
Las Vegas, NV
|
(800) 922-9092
|
9.75%V
|
$45
|
25/B
|
|
|
(800) 438-5544
|
9.90%
|
$0
|
25/B
|
|
Simmons
First Natl Bank
Pine Bluff, AR
|
(800) 636-5151
|
9.95%V
|
$35
|
25/B
|
|
Metropolitan
Natl Bank
Little Rock, AR
|
(800) 883-2511
|
9.96%V
|
$25
|
25/B
|
|
AFBA
Industrial Bank
Colorado Springs, CO
|
(800) 776-2265
|
11.25%V
|
$35
|
25/B
|
|
Amalgamated
Bank
Chicago, IL
|
(800) 723-0303
|
11.25%V
|
$37
|
25/B
|
|
First
Internet Bank of Indiana
Indianapolis, IN
|
(888) 873-3424
|
12.00%
|
$0
|
25/B
|
Fleet
Bank
Horsham, PA |
(800)
225-5353 |
13.60%V
|
$0 |
20/B |
|
People's
Bank
Bridgeport, CT
|
(888) 426-1114
|
13.90%
|
$0
|
25/B
|
|
Metropolitan
Bank and Trust
Mayfield Heights, OH
|
(800) 837-6058
|
13.90%
|
$0
|
25/T
|
|
Bank
One
Chicago, IL
|
(888)
221-9067 |
15.40%V
|
$0
|
20/B
|
|
SunTrust
Bank
Orlando, FL
|
(800) 786-8787
|
15.49%V
|
$0
|
25/B
|
|
Comerica
Bank
Detroit, MI
|
(800) 292-1300
|
16.30%V
|
$0
|
25/B
|
|
First
Union
Charlotte, NC
|
(800) 377-3404
|
16.40%V
|
$0
|
25/B
|
|
Best deals for consumers
who pay off balances monthly
|
|
|
(800) 438-5544
|
9.90%
|
$0
|
25/B
|
|
|
(800) 842-3262
|
10.90%V
|
$0
|
20/B
|
|
AFBA
Industrial Bank
Colorado Springs, CO
|
(800) 776-2265
|
11.65%V
|
$0
|
25/B
|
|
First
Internet Bank of Indiana
Indianapolis, IN
|
(888) 873-3424
|
12.00% |
$0 |
25/B |
|
USAA
Savings Bank
Las Vegas, NV
|
(800) 922-9092
|
12.65%V
|
$0
|
25/B
|
|
Fleet
Bank
Horsham, PA
|
(800) 225-5353
|
13.60%V |
$0 |
20/B |
|
People's
Bank
Bridgeport, CT
|
(888) 426-1114
|
13.90%
|
$0
|
25/B
|
|